623 Thomas St, Apt D, Key West, FL 33040 Property Records

Monroe County property record for 623 Thomas St, Apt D, Key West, FL 33040

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 584 sqft · built 1928
Lot Size	0.114 acres (4,973 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Oct 2017)
Tax Bill	$3,662 (2025)
Deeds & Mortgages	Nov 2023 Transfer Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`00013100-000104`

Property Details

APN / Parcel Number

Primary APN	`00013100-000104`
Alternative APNs	`01010100013100000104` `8675682`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Units	5 Units
Building Area	584 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Condo/Apartment
Lot Area	4,973 sqft (0.114 acres)

Location & Zoning

Account Number	8675682
Street Address	623 THOMAS ST, D
City	KEY WEST
State	FL
Zip	33040-6558
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	HRO
Legal Description	UNIT D THE OLD TOWN CONDOMINIUM OR930-193 OR1267-2370 OR1720-2002 OR1906-1420 OR2403-1792 OR2874-263 OR3251-914
Legal Range	25E
Legal Township	68S
Legal Section	06
Legal Subdivision	OLD TOWN CONDO
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	1
Census Block	1008
Census Tract	972400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	623 THOMAS ST, D, KEY WEST, FL 33040-6558
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Intrafamily Transfer, Transfer
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 6, 2017	Warranty Deed, Transfer · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2017 · Amount on Record
Deed Sale	Oct 6, 2017 · Amount on Record
Prior Sale	Mar 12, 2009 · Amount on Record
Deed Document Number	20172139119
Deed Book / Page	2874 / 263
Last Transfer Date	Nov 17, 2023
Transfer Doc	0032510914
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Nov 20, 2023
Property Address	623 THOMAS ST APT D, D, KEY WEST, FL 33040-6558
Document Number	0032510914
Book / Page	3251 / 914
Map Reference	MB 929 PG 616
Instrument Date	Oct 8, 2023
Instrument	2440505
Transaction Type	Transfer
Record Updated	Dec 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	623 THOMAS STD, KEY WEST, FL 33040

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 THOMAS ST APT D, D, KEY WEST, FL 33040-6558

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	623 THOMAS ST APT D, D, KEY WEST, FL 33040-6558
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 THOMAS ST D, D, KEY WEST, FL 33040-6558

Mortgage

Document Number	0030620115
Date	Dec 11, 2020
Book Page	3062/115
Instrument	2294515

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	91631

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 6, 2017
Property Address	623 THOMAS ST APT D, D, KEY WEST, FL 33040-6558
Document Number	0028740263
Book / Page	2874 / 0263
Map Reference	MB929 PG616
Instrument Date	Oct 4, 2017
Instrument	2139119
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CAPE CORAL TITLE INS AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1399 PROMISE LN, ALLENTOWN, PA 18106-9348

Mortgage

Document Number	0002139121
Date	Oct 6, 2017
Instrument	2139121

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,662.00 (+5.08%) Homeowner's exemption	$418,224 (+5.99%)	$462,800 (-1.4%) Building $462,800
2024	$3,485.00 (+1.9%)
2023	$3,420.00 (+4.62%) Homeowner's exemption	$394,600 (+3%) Building $394,600	$469,356 (+9.15%) Building $469,356
2022	$3,269.00 Homeowner's exemption	$383,107 Building $383,107	$430,019 Building $430,019

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	180 units insured incl. 32 condo units
Nearby Flood Claims	84 (1980–2022)
Claims Outside the SFHA	41 of 84
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 23 claims Hurricane Wilma, Oct 2005 · 30 claims Hurricane Georges, Sep 1998 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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