Monroe County property record for 623 Thomas St, Apt A, Key West, FL 33040
| Property Type | Condominium |
|---|---|
| Details | 1 bd · 1 ba · 454 sqft · built 1928 |
| Lot Size | 0.114 acres (4,973 sqft) |
| Owner | Individual Name on File |
| Last Sale | $224,900 (Oct 2014) |
| Tax Bill | $1,722 (2024) |
| Deeds & Mortgages | Jul 2019 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 00013100-000101 |
| Primary APN | 00013100-000101 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 454 sqft Living Area |
| Year Built | Built 1928 |
|---|---|
| Lot Area | 4,973 sqft |
| Account Number | 8675461 |
|---|---|
| Old Parcel Number | 01010100013100000101 |
| Street Address | 623 THOMAS ST APT A, A |
| City | KEY WEST |
| State | FL |
| Zip | 33040-6558 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT A THE OLD TOWN CONDOMINIUM OR989-1850 OR1025-1513/14 OR1537-1603 OR1731-939/40 OR1943-1821/22 OR2659-1661/62C/T |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 06 |
| Legal Subdivision | OLD TOWN CONDO |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 972400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
623 Thomas St, Apt A is owned and occupied by an individual who bought it in October 2014.
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 623 THOMAS ST APT A, A, KEY WEST, FL 33040-6558 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2014 · Amount on File |
| Deed Sale | Oct 10, 2014 · Amount on File |
| Prior Sale | Mar 26, 2014 |
| Deed Document Number | 2000923 |
| Deed Book / Page | 2706 / 2262 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 623 THOMAS ST APT A, A, KEY WEST, FL 33040-6558 |
| Document Number | 0029761526 |
| Instrument Date | Jul 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 623 THOMAS ST #A KEY WEST FL 330406558, A, KEY WEST, FL 33040-6558 |
| Document Number | 0029761526 |
|---|---|
| Date | Jul 24, 2019 |
| Book Page | 002976/001526 |
| Instrument | 2229979 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 23, 2049 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $197,882 Building $197,882 | $376,065 Building $376,065 | |
| 2024 | $1,722.00 (+2.38%) | ||
| 2023 | $1,682.00 (+4.86%) Homeowner's exemption | $186,705 (+3%) Building $186,705 | $381,211 (+8.81%) Building $381,211 |
| 2022 | $1,604.00 Homeowner's exemption | $181,267 Building $181,267 | $350,333 Building $350,333 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 623 Thomas St, Apt A in Zone X, an area of moderate flood risk, though there have been 84 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 148 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 180 units insured incl. 32 condo units |
| Nearby Flood Claims | 84 (1980–2022) |
| Claims Outside the SFHA | 41 of 84 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 623 Thomas St, Apt A has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications, Verizon.
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