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  6. 623 Thomas St

623 Thomas St, Apt C, Key West, FL 33040 Property Records

Monroe County property record for 623 Thomas St, Apt C, Key West, FL 33040

Property Summary

Property TypeCondominium
Details1 bd · 1 ba · 449 sqft · built 1928
Lot Size0.114 acres (4,973 sqft)
OwnerCompany Name on File
Last Sale$465,000 (Feb 2025)
Tax Bill$3,546 (2024)
Deeds & MortgagesNov 2018 Mortgage
Oct 2018 Sale
Flood ZoneZone X (moderate risk)
APN00013100-000103

Property Details

APN / Parcel Number

Primary APN00013100-000103
Alternative APNs
  • 01010100013100000103
  • 8675593

Interior

Bedrooms1 Bed
Full Baths1 Bath
Building Area449 sqft Living Area

Exterior

Year BuiltBuilt 1928
Lot Area4,973 sqft

Location & Zoning

Account Number8675593
Old Parcel Number01010100013100000103
Street Address623 THOMAS ST APT C, C
CityKEY WEST
StateFL
Zip33040-6558
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT C THE OLD TOWN CONDOMINIUM OR989-1841 OR1113-1524 OR1126-1325 OR1381-1446/47 OR1727-157/8 OR1847-402/03 OR2585-910
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionOLD TOWN CONDO
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1008
Census Tract972400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Co-ownerCo-owner on File
Mailing Address703 SOUTH ST, KEY WEST, FL 33040-4720
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2018Deed of Trust, Mortgage · Conventional Mortgage
CENTENNIAL BANK
Oct 10, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 2025 · Amount on File
Deed SaleFeb 27, 2025 · Amount on File
Prior SaleOct 10, 2018 · Amount on File
Deed Document Number2491342
Deed Book / Page3313 / 1538
Record UpdatedJun 8, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address623 THOMAS ST APT C, C, KEY WEST, FL 33040-6558
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029362149
DateNov 19, 2018
Book Page2936/2149
Instrument2195005
Lender
NameCENTENNIAL BANK
TypeBank
AddressCONWAY, AR 72033
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2048

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateOct 10, 2018
Property Address623 THOMAS ST APT C, C, KEY WEST, FL 33040-6558
Document Number0029310265
Book / Page002931 / 000265
Instrument DateOct 10, 2018
Instrument2190027
Transaction TypeTransfer
Record UpdatedNov 16, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$2,415.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address71 BROADWAY #5B NEW YORK NY 100062604, 5B, NEW YORK, NY 10006-2604

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$389,912 (+4.67%) Building $389,912$389,912 (+4.67%) Building $389,912
2024$3,546.00 (+1.17%)
2023$3,505.00 (+10.08%)$372,516 (+8.95%) Building $372,516$372,516 (+8.95%) Building $372,516
2022$3,184.00$341,923 Building $341,923$341,923 Building $341,923

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 148 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies180 units insured
incl. 32 condo units
Nearby Flood Claims84 (1980–2022)
Claims Outside the SFHA41 of 84
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 23 claims
  • Hurricane Wilma, Oct 2005 · 30 claims
  • Hurricane Georges, Sep 1998 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications, Verizon.

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