611 Jane St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 611 Jane St, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details2 bd · 3.5 ba · 2,172 sqft · built 1997
Lot Size1.1 acres (47,916 sqft)
OwnerCompany Name on Record
Last Sale$22,500 (Aug 2025)
Tax Bill$8,504 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone A (high risk)
APN8913-33-406-035

Property Details

APN / Parcel Number

Primary APN8913-33-406-035

Interior

Bedrooms2 Beds
Full Baths3.5 Baths
Half Baths3 Half Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,172 sqft Living Area
1st Floor Area2,172 sqft
Basement Area2,172 sqft
Unfinished Basement2,172 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area47,916 sqft (1.1 acres)
Garage TypeAttached
Garage Area783 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area38 sqft
Deck Area534 sqft
Patio Area534 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address611 JANE ST
CityWATERLOO
StateIA
Zip50701-4315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMESSENGERS REPLAT OF TRACT A MARTIN HEIGHTS FIRST ADDITION LOT 3
Legal Range13W
Legal Township89N
Legal Section33
Legal SubdivisionMESSENGERS REPLAT OF TRACT A
Legal TractA
Legal Lot Number3
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1013
Census Tract1501

Owner

Source: Black Hawk County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address611 JANE ST, WATERLOO, IA 50701-4315
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 28, 2025 · Amount on Record
Deed SaleAug 28, 2025 · Amount on Record
Prior SaleMay 17, 2021 · Amount on Record
Deed Document Number202512650
Record UpdatedOct 29, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateMay 17, 2021
Property Address611 JANE ST, WATERLOO, IA 50701-4315
Document Number202100024252
Instrument DateMay 3, 2021
Instrument202100024252
Transaction TypeTransfer
Record UpdatedMay 28, 2021
Title CompanyTITLE SERVICES CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$527.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address611 JANE ST, WATERLOO, IA 50701-4315

Mortgage

Document Number202100024253
DateMay 17, 2021
Instrument202100024253
Lender
NameLINCOLN SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,504.00 (+7.21%) Homeowner's exemption$427,550 (+13.74%) Land $53,030 Building $374,520$427,550 (+13.74%) Land $53,030 Building $374,520
2024$7,932.00 (+12.45%)
2023$375,900 (+13.88%) Land $53,030 Building $322,870$375,900 (+13.88%) Land $53,030 Building $322,870
2022$7,054.00$330,090 Land $53,030 Building $277,060
2021$330,090 Land $53,030 Building $277,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims15 (1979–2020)
Most Recent ClaimJul 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 3 claims
  • Severe Storms & Flooding, Jul 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

May also be available: Nextlink.

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