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541 Indigo Loop, Miramar Beach, FL 32550 Property Records

Walton County property record for 541 Indigo Loop, Miramar Beach, FL 32550 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1996
Square Footage2,800 sqft Living Area
Lot Size9,989 sqft (0.229 acres)
OccupancyOwner Occupied
Last Sale$504,000 (2018)
Tax Bill$3,845.00 (2025)

Property Details

APN / Parcel Number

Primary APN30-2S-21-42910-00I-0050
Alternative APNs
  • 30-221-42910-00I-0050
  • 1069390

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,800 sqft Living Area
Gross Area3,693 sqft Gross Area
1st Floor2,800 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureCustom/Decorative Interior Structure

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialConcrete Roof
Lot Area9,989 sqft (0.229 acres)
Depth X Width110 ft x 91 ft Depth x Width
Garage TypeAttached Garage
Garage Area652 sqft Garage
Pool Area300 sqft Pool
Deck Area258 sqft Deck
Porch Area241 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address541 INDIGO LOOP
CityMIRAMAR BEACH
StateFL
Zip32550-5226
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 5 BLK I EMERALD BAY PH 1A PB 9-7 OR 817-128 OR 985-139 OR 2049-84 OR 2705-4968 OR 2962-682 OR 3074-4712 OR 3139-383
Legal Range021
Legal Township02S
Legal Section30
Legal SubdivisionEMERALD BAY PH 1A
Legal Phase1A
Legal BlockI
Legal Lot Number5
JurisdictionWALTON FL
Minor Civil DivisionWALTON BEACHES
Census Blockgroup1
Census Block1006
Census Tract950608

Owner

Source: Walton County records · APN 30-2S-21-42910-00I-0050

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address541 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5226
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 02, 2019Deed of Trust, Mortgage · Conventional Mortgage
BEACH COMMUNITY MORTGAGE SERVICES INC
Jan 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Apr 07, 2020Quit Claim Deed, Transfer
SETCO SERVICES LLC, SETCO SVCS LLC
May 29, 2018Warranty Deed, Transfer · Conventional Mortgage
BEACH COMMUNITY MORTGAGE SERVICES I

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 29, 2018 · Amount on Record
Deed SaleMay 29, 2018 · Amount on Record
Prior SaleOct 31, 2017 · Amount on Record
Deed Doc Number201817650
Deed Book / Page3074 / 4712
Last Transfer DateMar 24, 2020
Transfer Doc0031390383
Record RefreshedJun 08, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address541 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5226
Transaction TypeMortgage
Record UpdatedAug 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031254197
DateDec 02, 2019
Book Page3125/4197
Instrument20190041914
Lender
NameBEACH COMMUNITY MORTGAGE SERVICES INC
TypeMortgage Company
AddressFORT WALTON BEACH, FL 32548
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2049

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address541 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5226
Transaction TypeMortgage
Record UpdatedAug 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031781423
DateJan 12, 2021
Book Page3178/1423
Instrument20210001499
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWALTON FL
Recording DateApr 07, 2020
Property Address541 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5226
Document Number0031390383
Book / Page003139 / 000383
Instrument DateMar 24, 2020
Instrument12268
Transaction TypeTransfer
Record UpdatedJun 11, 2020
Title CompanySETCO SERVICES LLC, SETCO SVCS LLC

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address541 INDIGO LOOP MIRAMAR BEACH FL 325505226, MIRAMAR BEACH, FL 32550-5226

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateMay 29, 2018
Property Address541 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5226
Document Number0030744712
Book / Page3074 / 4712
Map ReferenceMB9 PG7-7A
Instrument DateApr 12, 2018
Instrument2018000017650
Transaction TypeTransfer
Record UpdatedAug 02, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address541 INDIGO LOOP, 541, MIRAMAR BEACH, FL 32550-5226

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3800 INDIGO CIR, DESTIN, FL 32541-2001

Mortgage

Document Number2018000017652
DateMay 29, 2018
Instrument2018000017652
Lender
NameBEACH COMMUNITY MORTGAGE SERVICES I
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueApr 12, 2048

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,845.00 (+1.99%) Homeowner's exemption$464,154 (-27.09%)$649,554 (+2.04%) Land $161,000 Building $488,554
2024$3,770.00 (+3.83%)
2023$3,631.00 (+1.25%) Homeowner's exemption$636,593 (-0.34%) Land $161,000 Building $475,593$636,593 (-0.34%) Land $161,000 Building $475,593
2022$3,586.00 Homeowner's exemption$638,745 Land $146,617 Building $492,128$638,745 Land $146,617 Building $492,128

Flood & Wildfire

541 Indigo Loop is in FEMA Zone X, outside the Special Flood Hazard Area, in Coastal Barrier Resources unit P32, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System · December 19, 2024 release

Coastal Barrier Resources SystemYes
Unit P32 “Moreno Point” · System Unit · added October 18, 1982
Federal Flood InsuranceNot eligible (built 1996)
NFIP excludes structures built or substantially improved after October 1, 1983 (CBRA) · private flood insurance only

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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