6225 Whip O Will Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6225 Whip O Will Ln, Saint Cloud, FL 34771 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 1,564 sqft · built 2010
Lot Size	1.01 acres (44,169 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,808 (2025)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-26-31-0000-0110-0000`

Property Details

APN / Parcel Number

Primary APN	`14-26-31-0000-0110-0000`
Alternative APNs	`263114000001100000` `97598`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,564 sqft Living Area
Gross Area	3,604 sqft Gross Area
1st Floor Area	1,564 sqft 1st Floor
Stories	1 Story
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace
Fireplaces	1 Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	44,169 sqft (1.01 acres)
Lot Dimensions	265 ft deep x 130 ft wide
Garage Type	Carport
Garage Area	276 sqft Garage
Carport	Carport
Carport Area	276 sqft Carport

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	280 sqft Pool
Shed	1 Shed
Shed Area	60 sqft Shed
Deck Area	440 sqft Deck
Porch	Finished/Open Porch
Porch Area	1,764 sqft Porch
Boat Access	Boat Access
Boat House	264 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	6225 WHIP O WILL LN
City	SAINT CLOUD
State	FL
Zip	34771-9501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 929 FT W OF SE COR OF SW 1/4, CONT N 132 FT, W 660 FT MOL TO ALIG LAKE SLY ALONG LAKE TO S SEC LINE, E ALONG SEC LINE TO POB LESS E 25 FT FOR RD R/W LESS FROM A PT 954 FT W & 132 FT N OF SE COR OF SW 1/4 CONT S 25 FT, W 195 FT, S 25 FT, W 311.5 F
Legal Range	31E
Legal Township	26S
Legal Section	14
Legal Subdivision	ACREAGE & UNREC
Legal Tract	0000
Legal Block	110
Legal Lot Number	110
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	1
Census Block	1000
Census Tract	43802

Owner

Source: Osceola County records · APN 14-26-31-0000-0110-0000

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 700698, SAINT CLOUD, FL 34770-0698
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	May 25, 2010
Transfer Doc	0039902519
Record Updated	Jun 08, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	6225 WHIP O WILL LN, SAINT CLOUD, FL 34771-9501
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052160812
Date	Oct 02, 2017
Book Page	5216/0812
Instrument	2017139708

Lender

Name	RAYMOND JAMES BANK NA
Type	Bank
Address	SAINT PETERSBURG, FL 33716

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,808.00 (+4.8%) Homeowner's exemption	$336,497 (+5.99%)	$377,900 (-0.97%) Land $115,000 Building $262,900
2024	$4,588.00 (+2.09%)
2023	$4,494.00 (+5.92%) Homeowner's exemption	$317,490 (+4.95%)	$381,600 (+11.16%) Land $123,500 Building $258,100
2022	$4,243.00 Homeowner's exemption	$302,515	$343,300 Land $123,500 Building $219,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	High above 75% of the US · above 61% of Florida
Wildfire Likelihood	About 1 in 295 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.