Osceola County property record for 6121 Whip O Will Ln, Saint Cloud, FL 34771
| Property Type | Rural Improved / Non-Residential |
|---|---|
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,223 (2023) |
| Deeds & Mortgages | Apr 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 98094 |
| Primary APN | 98094 |
|---|---|
| Alternative APN |
|
| Lot Area | 47,480 sqft (1.09 acres) |
|---|---|
| Lot Dimensions | 411 ft deep x 115 ft wide |
| Porch | Porch |
| Porch Area | 420 sqft |
| Deck Area | 150 sqft |
| Account Number | 98094 |
|---|---|
| Street Address | 6121 WHIP O WILL LN |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9515 |
| Property Category | Other |
| Property Type | Other > Rural Improved / Non-Residential |
| Local Zoning Code | RS-1 |
| Legal Description | BEG 954 FT W & 130 FT S OF NE COR OF NW 1/4, S 100 FT, W 359.8 FT TO WATERS EDGE ALLIG LAKE, NWLY ALONG LAKE TO A PT W OF |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 23 |
| Legal Subdivision | BARKER TRACTS |
| Legal Block | 25 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 43802 |
Source: Osceola County records, as of January 19, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5700 LAKE LIZZIE DR, SAINT CLOUD, FL 34771-8519 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 1994 |
| Deed Sale | Aug 10, 1994 |
| Deed Document Number | 0001206283 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6121 WHIP O WILL LN, SAINT CLOUD, FL 34771-9515 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4800 DOC DR, SAINT CLOUD, FL 34771-4854 |
| Document Number | 0065790568 |
|---|---|
| Date | Apr 8, 2024 |
| Book Page | 6579/568 |
| Instrument | 2024045021 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 8008, LAKELAND, FL 33802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 7% |
| Index | 1-Year CMT |
| Max Rate | 10% |
Source: Osceola County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,223.00 (+2.02%) | $114,700 (-) Land $109,200 Building $5,500 | $114,700 (-) Land $109,200 Building $5,500 |
| 2022 | $2,179.00 | $114,700 Land $109,200 Building $5,500 | $114,700 Land $109,200 Building $5,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 110 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 110 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Verizon, Xfinity.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures