DeKalb County property record for 622 Harbor Pointe Dr, Silver Point, TN 38582
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,889 sqft · built 2007 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Nov 2005) |
| Tax Bill | $4,048 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 021030 00125 |
| Primary APN | 021030 00125 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,889 sqft Living Area |
| 1st Floor Area | 1,453 sqft |
| Upper Floors Area | 1,453 sqft |
| Basement Area | 1,453 sqft |
| Unfinished Basement | 1,453 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stone |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 56,628 sqft (1.3 acres) |
| Terrain | Rolling |
| Porch | Open Porch |
|---|---|
| Porch Area | 769 sqft |
| Deck Area | Deck Area |
| Patio Area | 560 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 622 HARBOR POINTE DR |
|---|---|
| City | SILVER POINT |
| State | TN |
| Zip | 38582 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 16; SUBDIVISION: HARBOR POINTE |
| Legal Subdivision | HARBOR POINTE |
| Legal Lot Number | 64 |
| Jurisdiction | DE KALB TN |
| Township / Civil Division | 1 |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 920300 |
622 Harbor Pointe Dr is owned by an individual who bought it in November 2005.
Source: DeKalb County records, as of January 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2627 PENNINGTON BEND RD, NASHVILLE, TN 37214-1107 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 23, 2005 · Amount on File |
| Deed Sale | Nov 23, 2005 · Amount on File |
| Deed Book / Page | 234 / 55 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB TN |
| Property Address | 622 HARBOR POINTE DR, SILVER POINT, TN 38582 |
| Document Number | 0000192949 |
| Instrument Date | Jul 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 622 HARBOR POINTE DR SILVER POINT TN 38582, SILVER POINT, TN 38582 |
| Document Number | 0000192949 |
|---|---|
| Date | Jul 28, 2020 |
| Book Page | 000470/000675 |
| Instrument | 192949 |
| Name | RENASANT BK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jul 27, 2035 |
The 2025 property tax bill for 622 Harbor Pointe Dr was $4,048.
Source: DeKalb County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | DeKalb County |
| Unified School District | DeKalb County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,048.00 | $161,275 Land $24,450 Building $136,825 | |
| 2023 | $157,275 Land $20,450 Building $136,825 | ||
| 2021 | $645,100 Land $97,800 Building $547,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 622 Harbor Pointe Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2002–2021) |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 622 Harbor Pointe Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEKALB UTILITY DISTRICT #1 serves 17,960 people · EPA ID TN0000188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Also Mapped Here | DEKALB UTILITY DISTRICT #4 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Twin Lakes Fiber | 8,000 / 8,000 |
4G LTE (outdoors only), no 5G reported
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