705 Harbor Pointe Dr, Silver Point, TN 38582 Property Records

DeKalb County property record for 705 Harbor Pointe Dr, Silver Point, TN 38582

Property Summary

Property Type	Residential Vacant Land
Lot Size	2.55 acres (111,078 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Dec 2021)
Tax Bill	$530 (2025)
Deeds & Mortgages	Dec 2021 Sale Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021030 00156`

Property Details

APN / Parcel Number

Primary APN	`021030 00156`
Alternative APN	`030 00156`

Exterior

Lot Area	111,078 sqft (2.55 acres)
Terrain	Rolling

Location & Zoning

Street Address	705 HARBOR POINTE DR
City	SILVER POINT
State	TN
Zip	38582
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	DISTRICT: 16; SUBDIVISION: HARBOR POINTE
Legal Subdivision	HARBOR POINTE
Legal Lot Number	95
Jurisdiction	DE KALB TN
Township / Civil Division	1
Census Block Group	4
Census Block	4025
Census Tract	920300

Owner

Source: DeKalb County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7884 HEATON WAY, NASHVILLE, TN 37211-7053
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Warranty Deed, Transfer
Mar 2, 2017	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2021 · Amount on Record
Deed Sale	Dec 13, 2021 · Amount on Record
Prior Sale	Mar 2, 2017 · Amount on Record
Deed Document Number	0000512907
Deed Book / Page	512 / 907
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB TN
Recording Date	Dec 13, 2021
Property Address	705 HARBOR POINTE DR, SILVER POINT, TN 38582
Document Number	0005120907
Book / Page	512 / 907
Instrument Date	Dec 13, 2021
Instrument	201075
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7884 HEATON WAY, NASHVILLE, TN 37211-7053

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB TN
Recording Date	Mar 2, 2017
Property Address	705 HARBOR POINTE DR, SILVER POINT, TN 38582
Document Number	0004070617
Book / Page	407 / 617
Instrument Date	Mar 1, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 HARBOR POINTE DR, SILVER POINT, TN 38582
Investor	Possibly a Property Investor

Mortgage

Document Number	0004070620
Date	Mar 2, 2017
Book Page	407/620

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.88%
Type Change Date	Mar 1, 2020

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	DeKalb County
Unified School District	DeKalb County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$530.00 (+45.21%)	$21,100 (-) Land $21,100
2023		$21,100 (-) Land $21,100
2022	$365.00	$21,100 Land $21,100	$84,400 (-) Land $84,400
2021			$84,400 Land $84,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2002–2021)
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB UTILITY DISTRICT #1 serves 17,960 people · EPA ID TN0000188
Water Source	Surface water
Last State Inspection	Sep 2025
Also Mapped Here	DEKALB UTILITY DISTRICT #4
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

4G LTE only, no 5G reported

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