DeKalb County property record for 645 Harbor Pointe Dr, Silver Point, TN 38582
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,817 sqft · built 2010 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $88,000 (Aug 2007) |
| Tax Bill | $2,219 (2025) |
| Deeds & Mortgages | Apr 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 021030 00133 |
| Primary APN | 021030 00133 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,817 sqft Living Area |
| 1st Floor Area | 1,504 sqft |
| Upper Floors Area | 1,044 sqft |
| Basement Area | 1,248 sqft |
| Finished Basement | 912 sqft |
| Unfinished Basement | 336 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stone |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 52,272 sqft (1.2 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 86 sqft |
| Deck Area | 140 sqft |
| Patio Area | 580 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 645 HARBOR POINTE DR |
|---|---|
| City | SILVER POINT |
| State | TN |
| Zip | 38582 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 16; SUBDIVISION: HARBOR POINTE |
| Legal Subdivision | HARBOR POINTE |
| Legal Lot Number | 72 |
| Jurisdiction | DE KALB TN |
| Township / Civil Division | 1 |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 920300 |
645 Harbor Pointe Dr is owned by two individuals who bought it in August 2007.
Source: DeKalb County records, as of January 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6633 BURKITT RD, ANTIOCH, TN 37013-4824 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2007 · Amount on File |
| Deed Sale | Aug 27, 2007 · Amount on File |
| Prior Sale | Jul 20, 2000 · Amount on File |
| Deed Book / Page | 271 / 781 |
| Transfer Doc | 0002710781 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DE KALB TN |
| Recording Date | Apr 19, 2022 |
| Property Address | 645 HARBOR POINTE DR, SILVER POINT, TN 38582 |
| Document Number | 0005230710 |
| Book / Page | 523 / 710 |
| Instrument Date | Dec 9, 2021 |
| Instrument | 203365 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6637 BURKITT RD, ANTIOCH, TN 37013 |
The 2025 property tax bill for 645 Harbor Pointe Dr was $2,219.
Source: DeKalb County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | DeKalb County |
| Unified School District | DeKalb County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,219.00 | $88,425 Land $22,950 Building $65,475 | |
| 2023 | $89,325 (-) Land $23,850 Building $65,475 | ||
| 2022 | $1,546.00 | $89,325 Land $23,850 Building $65,475 | $357,300 (+1.02%) Land $95,400 Building $261,900 |
| 2021 | $353,700 Land $91,800 Building $261,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 645 Harbor Pointe Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2002–2021) |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 645 Harbor Pointe Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEKALB UTILITY DISTRICT #1 serves 17,960 people · EPA ID TN0000188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Also Mapped Here | DEKALB UTILITY DISTRICT #4 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Twin Lakes Fiber | 8,000 / 8,000 |
4G LTE (outdoors only), no 5G reported
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