Ottawa County property record for 622 Edgewater Dr, Spring Lake, MI 49456
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 896 sqft · built 1986 |
| Lot Size | 3.09 acres (134,747 sqft) |
| Owner | Company Name on Record |
| Last Sale | $291,000 (Dec 2020) |
| Tax Bill | $5,777 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage Oct 2019 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-03-23-110-007 |
| Primary APN | 70-03-23-110-007 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 896 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Basement Area | 896 sqft |
| Unfinished Basement | 896 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Condo/Apartment |
| Lot Area | 134,747 sqft (3.09 acres) |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 622 EDGEWATER DR |
|---|---|
| City | SPRING LAKE |
| State | MI |
| Zip | 49456-2172 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | MFR-A |
| Legal Description | UNIT 7 EDGEWATER PLACE CONDOMINIUM, MASTER DEED RECORDED IN OTTAWA COUNTY REGISTER OF DEEDS LIBER 1107 PAGES 198-250 CONDOMINIUM SUBDIVISION PLAN NO 87 SEC 23 T8N R16W |
| Legal Range | 16W |
| Legal Township | 08N |
| Legal Section | 23 |
| Legal Subdivision | CONDOMINIUM SUBD |
| Legal Block | 110 |
| Legal Unit | 7 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 21100 |
Source: Ottawa County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 622 EDGEWATER DR, SPRING LAKE, MI 49456-2172 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY WEST CU |
| Oct 23, 2019 | Deed of Trust, Mortgage · Line of Credit COMMUNITY WEST CU |
| Dec 7, 2020 | Warranty Deed, Transfer ARM TITLE AGENCY LLC, STAR TITLE AGENCY LLC |
| Jun 24, 2020 | Intrafamily Transfer, Transfer |
| Nov 7, 2017 | Warranty Deed, Transfer FOUNDATION TITLE AGENCY, FOUNDATION TITLE AGENCY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2020 · Amount on Record |
| Deed Sale | Dec 7, 2020 · Amount on Record |
| Prior Sale | Nov 7, 2017 · Amount on Record |
| Deed Document Number | 202055115 |
| Prior Transfer Date | Jun 16, 2020 |
| Prior Transfer Doc | 0000025314 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 622 EDGEWATER DR, SPRING LAKE, MI 49456-2172 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20180002790 |
|---|---|
| Date | Jan 24, 2018 |
| Instrument | 2018-0002790 |
| Name | COMMUNITY WEST CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49518 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 25, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 622 EDGEWATER DR, SPRING LAKE, MI 49456-2172 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20190038932 |
|---|---|
| Date | Oct 23, 2019 |
| Instrument | 2019-0038932 |
| Name | COMMUNITY WEST CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49512 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 25, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Dec 7, 2020 |
| Property Address | 622 EDGEWATER DR, SPRING LAKE, MI 49456-2172 |
| Document Number | 20200055115 |
| Map Reference | LB 1107 PG 198 |
| Instrument Date | Oct 19, 2020 |
| Instrument | 2020-0055115 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | ARM TITLE AGENCY LLC, STAR TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,182.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 622 EDGEWATER DR, 622, SPRING LAKE, MI 49456-2172 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 622 EDGEWATER DR, SPRING LAKE, MI 49456-2172 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Jun 24, 2020 |
| Property Address | 622 EDGEWATER DR, SPRING LAKE, MI 49456-2172 |
| Document Number | 20200025314 |
| Map Reference | LB 1107 PG 198 |
| Instrument Date | Jun 16, 2020 |
| Instrument | 2020-0025314 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 622 EDGEWATER DR, SPRING LAKE, MI 49456-2172 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Nov 7, 2017 |
| Property Address | 622 EDGEWATER DR, SPRING LAKE, MI 49456-2172 |
| Document Number | 20170041969 |
| Map Reference | LB1107 PG198 |
| Instrument Date | Oct 31, 2017 |
| Instrument | 2017-0041969 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | FOUNDATION TITLE AGENCY, FOUNDATION TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,827.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 622 EDGEWATER DR, 622, SPRING LAKE, MI 49456-2172 |
| Name | Verified Name |
|---|---|
| Address | 260 S IROQUOIS CIR, HAZLETON, PA 18202-9131 |
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Spring Lake Township |
| Municipality | Spring Lake Village |
| Unified School District | Spring Lake Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $160,000 (+10.65%) | $320,000 (+10.65%) | |
| 2025 | $5,777.00 (+17.85%) Homeowner's exemption | $144,600 (+5.86%) | $289,200 (+5.86%) |
| 2023 | $136,600 | $273,200 | |
| 2022 | $4,902.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1986–2020) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST OTTAWA CO WATER SYST |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures