620 Edgewater Dr, Spring Lake, MI 49456 Property Records

Ottawa County property record for 620 Edgewater Dr, Spring Lake, MI 49456 · Last verified July 2026

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 924 sqft · built 1986
Lot Size	3.09 acres (134,731 sqft)
Owner	Company Name on File
Last Sale	$245,000 (Jul 2017)
Tax Bill	$5,706 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-03-23-110-006`

Property Details

APN / Parcel Number

Primary APN	`70-03-23-110-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	924 sqft Living Area
1st Floor Area	896 sqft
Basement Area	896 sqft
Unfinished Basement	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Lot Area	134,731 sqft
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	620 EDGEWATER DR
City	SPRING LAKE
State	MI
Zip	49456-2172
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 6 EDGEWATER PLACE CONDOMINIUM, MASTER DEED RECORDED IN OTTAWA COUNTY REGISTER OF DEEDS LIBER 1107 PAGES 198-250
Legal Range	16W
Legal Township	08N
Legal Section	23
Legal Subdivision	CONDOMINIUM SUBD
Legal Block	110
Legal Unit	6
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	4
Census Block	4005
Census Tract	21100

Owner

Source: Ottawa County records · APN 70-03-23-110-006

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	620 EDGEWATER DR, SPRING LAKE, MI 49456-2172
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 18, 2017 · Amount on Record
Deed Sale	Jul 18, 2017 · Amount on Record
Deed Document Number	201726255
Prior Transfer Date	May 17, 2012
Prior Transfer Doc	20120023277
Record Updated	Sep 20, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jul 18, 2017
Property Address	620 EDGEWATER DR, SPRING LAKE, MI 49456-2172
Document Number	20170026255
Map Reference	LB1107 PG198
Instrument Date	Jul 10, 2017
Instrument	2017-0026255
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FOUNDATION TITLE AGENCY, FOUNDATION TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,107.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2963 HIGHCOURTE, 2963, ROSEVILLE, MN 55113-2171

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13459 CARPENTER WAY, NUNICA, MI 49448-9330

Mortgage

Document Number	20170026256
Date	Jul 18, 2017
Instrument	2017-0026256

Lender

Name	FIFTH THIRD MORTGAGE MICHIGAN LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2047

Tax Assessment & Valuation

Source: Ottawa County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Municipality	Spring Lake Village
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,300 (+10.17%)	$346,600 (+10.17%)
2025	$5,706.00 (+17.87%) Homeowner's exemption	$157,300 (+6.28%)	$314,600 (+6.28%)
2023		$148,000	$296,000
2022	$4,841.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ottawa County (26139C), updated October 20, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261390211004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 3 individual NFIP policies nearby
Nearby Flood Policies	3 in force 3 of 3 on primary residences
Nearby Flood Claims	5 (1986–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	May 2020, rainfall accumulation
Flood Events	Severe Storms & Flooding (Sep 1986), 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.