Lawrence County property record for 622 2nd Ave S, Loretto, TN 38469
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,675 sqft · built 2018 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $160,000 (May 2018) |
| Tax Bill | $1,397 (2023) |
| Deeds & Mortgages | Mar 2021 Mortgage May 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050152M B 00400 |
| Primary APN | 050152M B 00400 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,675 sqft Living Area |
| 1st Floor Area | 1,675 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 150 ft deep x 115 ft wide |
| Garage Type | Finished |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 622 2ND AVE S |
|---|---|
| City | LORETTO |
| State | TN |
| Zip | 38469-2207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 2; SUBDIVISION: GLENROCK PLACE |
| Legal Subdivision | GLENROCK PLACE |
| Legal Lot Number | 4 |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3064 |
| Census Tract | 960700 |
Source: Lawrence County records, as of May 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 622 2ND AVE S, LORETTO, TN 38469-2207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD |
| May 10, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL MORTGAGE SERVICES LL |
| Feb 21, 2018 | Warranty Deed, Construction Loan · Construction Mortgage BANK INDEPENDENT |
| Jan 9, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 10, 2018 · Amount on Record |
| Deed Sale | May 10, 2018 · Amount on Record |
| Prior Sale | Feb 21, 2018 · Amount on Record |
| Deed Document Number | 20182376 |
| Deed Book / Page | 533 / 817 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 622 2ND AVE S, LORETTO, TN 38469-2207 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2021 |
| Title Company | AMTITLE AND ESCROW LLC, TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 625290 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 625/290 |
| Instrument | 21001493 |
| Name | GARDNER FINANCIAL SERVICES LTD |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN ANTONIO, TX 78231 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | May 10, 2018 |
| Property Address | 622 2ND AVE S, LORETTO, TN 38469-2207 |
| Document Number | 0000533817 |
| Book / Page | 533 / 817 |
| Map Reference | CABB SL109 |
| Instrument Date | May 9, 2018 |
| Instrument | 18002376 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $592.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 622 2ND AVE S, LORETTO, TN 38469-2207 |
| Document Number | 0018002377 |
|---|---|
| Date | May 10, 2018 |
| Instrument | 18002377 |
| Name | FIRST NATIONAL MORTGAGE SERVICES LL |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Feb 21, 2018 |
| Property Address | 622 2ND AVE S, LORETTO, TN 38469-2207 |
| Document Number | 0000527434 |
| Book / Page | 527 / 434 |
| Map Reference | CAB B SL 109 |
| Instrument Date | Feb 1, 2018 |
| Instrument | 18000913 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $37.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1384 COUNTY ROAD 38, FLORENCE, AL 35634-4636 |
| Document Number | 0018000914 |
|---|---|
| Date | Feb 21, 2018 |
| Instrument | 18000914 |
| Name | BANK INDEPENDENT |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 1, 2019 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Jan 9, 2017 |
| Property Address | 622 2ND AVE S, LORETTO, TN 38469-2207 |
| Document Number | 497917 |
| Book / Page | 000497 / 000917 |
| Instrument Date | Jan 4, 2017 |
| Instrument | 96 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $129.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 586 LORETTO TN 384690586, LORETTO, TN 38469-0586 |
Source: Lawrence County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Municipality | Loretto City |
| Unified School District | Lawrence County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $59,700 (-) Land $4,000 Building $55,700 | ||
| 2023 | $1,397.00 | $59,700 (-) Land $4,000 Building $55,700 | |
| 2022 | $1,397.00 | $59,700 Land $4,000 Building $55,700 | $238,800 Land $16,000 Building $222,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORETTO WATER DEPARTMENT serves 5,054 people · EPA ID TN0000408 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Skyline Telephone Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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