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619 2nd Ave S, Loretto, TN 38469 Property Records

Lawrence County property record for 619 2nd Ave S, Loretto, TN 38469

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,425 sqft · built 1997
Lot Size0.57 acres (24,829 sqft)
Owner2 Individual Names on Record
Last Sale$79,000 (May 2004)
Tax Bill$936 (2023)
Deeds & MortgagesAug 2020 Mortgage
Jul 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN050152 04006

Property Details

APN / Parcel Number

Primary APN050152 04006
Alternative APN
  • 152 04006

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,425 sqft Living Area
1st Floor Area1,425 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2002
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area24,829 sqft (0.57 acres)
Lot Dimensions200 ft deep x 125 ft wide
Garage TypeFinished
Garage Area550 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area16 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address619 2ND AVE S
CityLORETTO
StateTN
Zip38469-2210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 2
JurisdictionLAWRENCE TN
Township / Civil Division1
Census Block Group3
Census Block3058
Census Tract960700

Owner

Source: Lawrence County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 292, LORETTO, TN 38469-0292
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2020Deed of Trust, Mortgage · Commercial Mortgage
FIRST FARMERS & MERCHANTS BANK
Jul 10, 2018Deed of Trust, Mortgage · Line of Credit
FIRST FARMERS & MERCHANTS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 11, 2004 · Amount on Record
Deed SaleMay 11, 2004 · Amount on Record
Prior SaleFeb 20, 2004
Deed Book / Page157 / 986
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAWRENCE TN
Property Address619 2ND AVE S, LORETTO, TN 38469-2210
Transaction TypeMortgage
Record UpdatedMar 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address619 2ND AVE S, LORETTO, TN 38469-2210

Mortgage

Document Number60469
DateAug 24, 2020
Book Page604/69
Instrument20004819
Lender
NameFIRST FARMERS & MERCHANTS BANK
TypeBank
AddressCOLUMBIA, TN 38402
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2035

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAWRENCE TN
Property Address619 2ND AVE S, LORETTO, TN 38469-2210
Document Number53968
Instrument DateJul 10, 2018
Transaction TypeMortgage
Record UpdatedJul 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address619 2ND AVE S LORETTO TN 384692210, LORETTO, TN 38469-2210

Mortgage

Document Number53968
DateJul 16, 2018
Book Page000539/000068
Instrument3587
Lender
NameFIRST FARMERS & MERCHANTS BK
TypeBank
AddressCOLUMBIA, TN 38402-1148
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJul 15, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of January 23, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyLawrence County
MunicipalityLoretto City
Unified School DistrictLawrence County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$40,000 (-) Land $1,800 Building $38,200
2023$936.00$40,000 (-) Land $1,800 Building $38,200
2022$936.00$40,000 Land $1,800 Building $38,200$160,000 Land $7,200 Building $152,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORETTO WATER DEPARTMENT
serves 5,054 people · EPA ID TN0000408
Water SourceGroundwater influenced by surface water
Last State InspectionFeb 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Skyline Telephone
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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