618 2nd Ave S, Loretto, TN 38469 Property Records

Lawrence County property record for 618 2nd Ave S, Loretto, TN 38469

Property Summary

Property TypeSingle Family Home
Details2 ba · 998 sqft · built 2002
Lot Size0.34 acres (14,810 sqft)
OwnerIndividual Name on Record
Last Sale$200,000 (Jan 2026)
Tax Bill$803 (2023)
Deeds & MortgagesJan 2026 Sale & Mortgage
Oct 2025 Sale
Flood ZoneZone X (minimal risk)
APN050152M B 00200

Property Details

APN / Parcel Number

Primary APN050152M B 00200
Alternative APN
  • 152M B 00200

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories2 Stories
Building Area998 sqft Living Area
1st Floor Area768 sqft
Upper Floors Area768 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2014
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions150 ft deep x 100 ft wide

Exterior Amenities

PorchSlab
Porch Area192 sqft
Deck Area144 sqft
Patio Area144 sqft
Utility Building160 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address618 2ND AVE S
CityLORETTO
StateTN
Zip38469-2207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 2; SUBDIVISION: GLENROCK PLACE
Legal SubdivisionGLENROCK PLACE
Legal Lot Number2
JurisdictionLAWRENCE TN
Township / Civil Division1
Census Block Group3
Census Block3064
Census Tract960700

Owner

Source: Lawrence County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address618 2ND AVE S, LORETTO, TN 38469-2207
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2026Warranty Deed, Transfer · ARM
EMPLOYEES RESOURCES CU
Oct 1, 2025Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 12, 2026 · Amount on Record
Deed SaleJan 12, 2026 · Amount on Record
Prior SaleOct 1, 2025 · Amount on Record
Deed Document Number2026168
Deed Book / Page810 / 106
Record UpdatedOct 29, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAWRENCE TN
Recording DateJan 12, 2026
Property Address618 2ND AVE S, LORETTO, TN 38469-2207
Document Number0000810106
Book / Page810 / 106
Map ReferenceCAB B SL 109
Instrument DateJan 9, 2026
Instrument26000168
Transaction TypeTransfer
Record UpdatedJan 22, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$740.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0026000169
DateJan 12, 2026
Instrument26000169
Lender
NameEMPLOYEES RESOURCES CU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueJan 9, 2056
Interest
Rate TypeAdjustable Rate
Rate7%
AdjustableAdjustable Rate Rider
Change Frequency10 Years
IndexPrime Rate
Max Rate18%

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAWRENCE TN
Recording DateOct 1, 2025
Property Address618 2ND AVE S, LORETTO, TN 38469-2207
Document Number0000799944
Book / Page799 / 944
Map ReferenceCAB B SL 109
Instrument DateSep 30, 2025
Instrument25005690
Transaction TypeTransfer
Record UpdatedOct 10, 2025

Transaction

AmountAmount Recorded
Tax$499.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 HARDIMAN RD S, LEOMA, TN 38468-5614

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of January 23, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyLawrence County
MunicipalityLoretto City
Unified School DistrictLawrence County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$34,325 (-) Land $4,000 Building $30,325
2024$34,325 (-) Land $4,000 Building $30,325
2023$803.00$34,325 (-) Land $4,000 Building $30,325
2022$803.00$34,325 Land $4,000 Building $30,325$137,300 Land $16,000 Building $121,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORETTO WATER DEPARTMENT
serves 5,054 people · EPA ID TN0000408
Water SourceGroundwater influenced by surface water
Last State InspectionFeb 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Skyline Telephone
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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