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615 Summit St, Prospect, NY 13435 Property Records

Oneida County and Trenton Town property record for 615 Summit St, Prospect, NY 13435 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1930
Square Footage3,669 sqft Living Area
Lot Size22,440 sqft (0.515 acres)
OccupancyOwner Occupied
Last Sale$115,000 (2018)
Tax Bill$4,982.00 (2025)

Property Details

APN / Parcel Number

Primary APN305889 178.006-2-14
Alternative APNs
  • 30580317800600020140000000
  • 011540

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Building Area3,669 sqft Living Area
1st Floor2,087 sqft 1st Floor
2nd Floor1,582 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1885
Effective Year BuiltEffective 1930
Architectural StyleTraditional Style
Exterior MaterialWood Exterior
Foundation TypeNo Foundation Foundation
Lot Area22,440 sqft (0.515 acres)
Depth X Width374 ft x 60 ft Depth x Width
Parking Spaces3 Parking Spaces
Garage TypeDetached Garage
Garage Area750 sqft Garage
Porch Area334 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelOil Heating Fuel
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number011540
Street Address615 SUMMIT ST
CityPROSPECT
StateNY
Zip13435-3561
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block2
Legal Lot Number14.000
JurisdictionONEIDA NY
Minor Civil DivisionTRENTON
Census Blockgroup1
Census Block1037
Census Tract24000

Owner

Source: Oneida County and Trenton Town records · APN 305889 178.006-2-14

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address615 SUMMIT ST, PROSPECT, NY 13435-3561
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
M&T BK
Jul 03, 2018Warranty Deed, Transfer
Feb 26, 2018Trustee's Deed, Construction Loan · Building or Construction Mortgage
M&T BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 03, 2018 · Amount on Record
Deed SaleJul 03, 2018 · Amount on Record
Deed Doc Number20189214
Record RefreshedJun 08, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address615 SUMMIT ST, PROSPECT, NY 13435-3561
Document Number0000015798
Instrument DateOct 14, 2020
Transaction TypeMortgage
Record UpdatedJan 20, 2021
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 234 PROSPECT NY 134350234, PROSPECT, NY 13435-0234

Mortgage

Document Number0000015798
DateNov 13, 2020
Instrument15798
Lender
NameM&T BK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 12, 2035

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONEIDA NY
Recording DateJul 03, 2018
Property Address615 SUMMIT ST, PROSPECT, NY 13435-3561
Document Number0000009214
Instrument DateJun 28, 2018
Instrument2018-009214
Transaction TypeTransfer
Record UpdatedApr 29, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address195 BERNHARDT DR, AMHERST, NY 14226-4450

February 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionONEIDA NY
Recording DateFeb 26, 2018
Property Address615 SUMMIT ST, PROSPECT, NY 13435-3561
Instrument DateFeb 20, 2018
Instrument2626
Transaction TypeConstruction Loan
Record UpdatedMar 21, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address615 SUMMIT ST PROSPECT NY 134353561, PROSPECT, NY 13435-3561

Mortgage

Document Number0000002626
DateFeb 26, 2018
Instrument2626
Lender
NameM&T BK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueFeb 25, 2019

Tax Assessment & Valuation

Source: Oneida County and Trenton Town records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
County SubdivisionTrenton Town
Unified School DistrictHolland Patent Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,982.00 (+187.31%)$96,900 (-) Land $8,500 Building $88,400$236,341 (+12.19%) Land $20,732 Building $215,609
2023$96,900 (-) Land $8,500 Building $88,400$210,652 (+15.22%) Land $18,478 Building $192,174
2022$1,734.00$96,900 Land $8,500 Building $88,400$182,830 Land $16,038 Building $166,792

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oneida County (36065C), updated September 26, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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