621 S Oak St, Gilbert, AZ 85233 Property Records

Maricopa County property record for 621 S Oak St, Gilbert, AZ 85233

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,140 sqft · built 1993
Lot Size	0.109 acres (4,761 sqft)
Owner	Owner Name on File
Last Sale	$230,000 (Sep 2014)
Tax Bill	$1,788 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`302-35-115`

Property Details

APN / Parcel Number

Primary APN	`302-35-115`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,140 sqft Living Area
1st Floor Area	1,045 sqft
2nd Floor Area	1,095 sqft

Exterior

Year Built	Built 1993
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	4,761 sqft (0.109 acres)
Parking Spaces	2 Parking Spaces
Pool Area	345 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	621 S OAK ST
City	GILBERT
State	AZ
Zip	85233-7335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	PARCELS 11, 12 & 13 OF LAGO ESTANCIA MCR 358-2
Legal Range	05E
Legal Township	01S
Legal Section	13
Legal Quarter	SE
Quarter-Quarter Section	NE
Legal Subdivision	PARCELS 11,12 & 13 OF LAGO ESTANCIA
Legal Lot Number	7
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1012
Census Tract	422403

Owner

The current owner of 621 S Oak St bought it in September 2014.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Owner Name on File
Mailing Address	621 S OAK ST, GILBERT, AZ 85233-7335
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2023	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Dec 8, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jul 8, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2014 · Amount on File
Deed Sale	Sep 30, 2014 · Amount on File
Prior Sale	Mar 21, 2014 · Amount on File
Deed Document Number	20140646425
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	621 S OAK ST, GILBERT, AZ 85233-7335
Transaction Type	Mortgage
Record Updated	Feb 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 S OAK ST, GILBERT, AZ 85233-7335

Mortgage

Document Number	0000063035
Date	Feb 8, 2023
Instrument	20230063035

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 2, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	621 S OAK ST, GILBERT, AZ 85233-7335
Transaction Type	Mortgage
Record Updated	Jul 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 S OAK ST, GILBERT, AZ 85233-7335

Mortgage

Document Number	0001205040
Date	Dec 8, 2020
Instrument	20201205040

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	621 S OAK ST, GILBERT, AZ 85233-7335
Document Number	0000549980
Instrument Date	Jul 8, 2019
Transaction Type	Mortgage
Record Updated	Jul 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 S OAK ST GILBERT AZ 852337335, GILBERT, AZ 85233-7335

Mortgage

Document Number	0000549980
Date	Jul 22, 2019
Instrument	549980

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 21, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 621 S Oak St was $1,788.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,450	$444,500 Land $88,900 Building $355,600
2025	$1,788.00
2024		$45,110	$451,100 Land $90,200 Building $360,900
2023	$1,737.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 621 S Oak St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 621 S Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

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