549 S Oak St, Gilbert, AZ 85233 Property Records

Maricopa County property record for 549 S Oak St, Gilbert, AZ 85233

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,014 sqft · built 1993
Lot Size	0.184 acres (8,028 sqft)
Owner	Individual Name on Record
Last Sale	$353,000 (May 2019)
Tax Bill	$2,210 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2019 Line of Credit + 4 more
Flood Zone	Zone X (moderate risk)
APN	`302-35-057`

Property Details

APN / Parcel Number

Primary APN	`302-35-057`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,014 sqft Living Area
1st Floor Area	2,014 sqft

Exterior

Year Built	Built 1993
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	8,028 sqft (0.184 acres)
View / Lot	Lake
Parking Spaces	3 Parking Spaces
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	549 S OAK ST
City	GILBERT
State	AZ
Zip	85233-6931
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	PARCELS 8 & 9 OF LAGO ESTANCIA MCR 356-45
Legal Range	05E
Legal Township	01S
Legal Section	13
Legal Quarter	SE
Quarter-Quarter Section	NW
Legal Subdivision	PARCELS 8 & 9 OF LAGO ESTANCIA LOT 1-90
Legal Lot Number	49
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1004
Census Tract	422403

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	549 S OAK ST, GILBERT, AZ 85233-6931
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 1, 2019	Deed of Trust, Mortgage · Line of Credit MAYO EMPLOYEES FCU
May 8, 2019	Warranty Deed, Transfer OLD REPUBLIC TITLE AGENCY
May 8, 2019	Quit Claim Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGCY
Jan 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage MAYO EMPS CU
Nov 17, 2017	Warranty Deed, Transfer · Conventional Mortgage QRL FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2019 · Amount on Record
Deed Sale	May 8, 2019 · Amount on Record
Prior Sale	May 8, 2019 · Amount on Record
Deed Document Number	20190334195
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	549 S OAK ST, GILBERT, AZ 85233-6931
Transaction Type	Mortgage
Record Updated	Feb 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 S DAK ST, GILBERT, AZ 85233

Mortgage

Document Number	0000137933
Date	Feb 8, 2021
Instrument	20210137933

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	549 S OAK ST, GILBERT, AZ 85233-6931
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 S OAK ST, GILBERT, AZ 85233-6931

Mortgage

Document Number	0000144103
Date	Mar 1, 2019
Instrument	20190144103

Lender

Name	MAYO EMPLOYEES FCU
Type	Credit Union
Address	ROCHESTER, MN 55902

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 28, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 8, 2019
Property Address	549 S OAK ST, GILBERT, AZ 85233-6931
Document Number	0000334195
Map Reference	DOC 93-460415
Instrument Date	May 8, 2019
Instrument	20190334195
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	OLD REPUBLIC TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16824 N PARADOX DR, 16824, FOUNTAIN HILLS, AZ 85268-1210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 S OAK ST, GILBERT, AZ 85233-6931

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 8, 2019
Property Address	549 S OAK ST, GILBERT, AZ 85233-6931
Document Number	0000334196
Instrument Date	May 7, 2019
Instrument	334196
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	549 S OAK ST, GILBERT, AZ 85233-6931
Document Number	0000102979
Instrument Date	Jan 30, 2018
Transaction Type	Mortgage
Record Updated	Feb 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	549 S OAK ST GILBERT AZ 852336931, GILBERT, AZ 85233-6931

Mortgage

Document Number	0000102979
Date	Feb 9, 2018
Instrument	102979

Lender

Name	MAYO EMPS CU
Type	Credit Union
Address	ROCHESTER, MN 55902

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 8, 2028

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 17, 2017
Property Address	549 S OAK ST, GILBERT, AZ 85233-6931
Document Number	0000857610
Map Reference	MB 356 PG 45
Instrument Date	Nov 14, 2017
Instrument	2017-0857610
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIDELITY NATIONAL TITLE AGEN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	549 S OAK ST, 549, GILBERT, AZ 85233-6931

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	549 S OAK ST, GILBERT, AZ 85233-6931

Mortgage

Document Number	0000857611
Date	Nov 17, 2017
Instrument	2017-0857611

Lender

Name	QRL FINANCIAL SERVICES
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,400 (+1.35%)	$504,000 (+1.35%) Land $100,800 Building $403,200
2025	$2,210.00 (+3.27%)
2024		$49,730	$497,300 Land $99,400 Building $397,900
2023	$2,140.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 749 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, WeLink Communications.

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