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628 S Oak St, Gilbert, AZ 85233 Property Records

Maricopa County property record for 628 S Oak St, Gilbert, AZ 85233 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,479 sqft · built 1993
Lot Size0.155 acres (6,764 sqft)
OwnerIndividual Name on File
Last Sale$253,000 (Apr 2018)
Tax Bill$1,525 (2025)
Deeds & MortgagesMar 2024 Second Mortgage
Aug 2020 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN302-35-118

Property Details

APN / Parcel Number

Primary APN302-35-118
Alternative APN
  • 302351182

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Building Area1,479 sqft Living Area
Gross Area1,579 sqft Gross Area
1st Floor Area1,479 sqft 1st Floor
Stories1 Story

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete
Lot Area6,764 sqft (0.155 acres)
Parking Spaces2 Parking Spaces
Pool Area400 sqft Pool
Patio Area100 sqft Patio

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address628 S OAK ST
CityGILBERT
StateAZ
Zip85233-7334
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARCELS 11,12 & 13 OF LAGO ESTANCIA MCR 358-02
Legal Range5E
Legal Township1S
Legal Section13
Legal SubdivisionPARCELS 11,12 & 13 OF LAGO ESTANCIA
Legal Lot Number10
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group1
Census Block1010
Census Tract422403

Owner

Source: Maricopa County records · APN 302-35-118

Assessment roll updated October 22, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address628 S OAK ST, GILBERT, AZ 85233-7334
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Aug 07, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Apr 25, 2018Warranty Deed, Transfer · FHA Mortgage
SUMMIT FUNDING INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 25, 2018 · Amount on Record
Deed SaleApr 25, 2018 · Amount on Record
Prior SaleJul 31, 2008 · Amount on Record
Deed Document Number2018312439
Prior Transfer DateNov 07, 2007
Prior Transfer Doc0001212562
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address628 S OAK ST, GILBERT, AZ 85233-7334
Transaction TypeMortgage
Record UpdatedMar 27, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000134596
DateMar 15, 2024
Instrument20240134596
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueMar 15, 2044

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address628 S OAK ST, GILBERT, AZ 85233-7334
Document Number0000734453
Instrument DateAug 07, 2020
Transaction TypeMortgage
Record UpdatedAug 21, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address628 S OAK ST GILBERT AZ 852337334, GILBERT, AZ 85233-7334

Mortgage

Document Number0000734453
DateAug 12, 2020
Instrument734453
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 11, 2050

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateApr 25, 2018
Property Address628 S OAK ST, GILBERT, AZ 85233-7334
Document Number0000312439
Map ReferenceMB 358 PG 2
Instrument DateMar 30, 2018
Instrument20180312439
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyGREAT AMERICAN TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address628 S OAK ST, 628, GILBERT, AZ 85233-7334

Transferred To (Grantee/Buyer)

NameVerified Name
Address628 S OAK ST, GILBERT, AZ 85233-7334

Mortgage

Document Number0000312440
DateApr 25, 2018
Instrument20180312440
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2048

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$41,110 (+105.95%)$411,100 (+5.19%) Land $82,200 Building $328,900
2025$1,525.00 (+3.25%)$19,961 (-52.28%)$390,800 (-6.57%) Land $78,100 Building $312,700
2024$41,830$418,300 Land $83,600 Building $334,700
2023$1,477.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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