621 Lupton Dr, Chattanooga, TN 37415 Property Records

Hamilton County property record for 621 Lupton Dr, Chattanooga, TN 37415

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,256 sqft · built 1950
Lot Size	0.417 acres (18,190 sqft)
Owner	Company Name on File
Last Sale	$68,000 (Jul 2010)
Tax Bill	$926 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Mar 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`118G J 012`

Property Details

APN / Parcel Number

Primary APN	`118G J 012`
Alternative APN	`0000045388`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,256 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,190 sqft (0.417 acres)
Lot Dimensions	258 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000045388
Street Address	621 LUPTON DR
City	CHATTANOOGA
State	TN
Zip	37415-4802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 11 NORTH LUPTON DRIVE PB 15 PG 63
Legal Subdivision	NORTH LUPTON DRIVE
Legal Lot Number	11
Jurisdiction	HAMILTON TN
Township / Civil Division	2
Census Block Group	1
Census Block	1000
Census Tract	10502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

621 Lupton Dr is owned by a company that acquired it in March 2021.

Source: Hamilton County records, as of January 2, 2026

Owner of Record	Company Name on File
Mailing Address	2155 TURNBERRY CIR, HIXSON, TN 37343-1779
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Mar 4, 2021	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Mar 17, 2020	Loan Modification, Mortgage · Line of Credit FIRSTBANK
Mar 20, 2018	Loan Modification, Mortgage · Line of Credit ATLANTIC CAP BK
Mar 20, 2018	Loan Modification, Mortgage ATLANTIC CAP BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2010 · Amount on File
Deed Sale	Jul 13, 2010 · Amount on File
Prior Sale	Feb 24, 2010 · Amount on File
Deed Document Number	2010108
Deed Book / Page	9204 / 967
Last Transfer Date	Mar 3, 2021
Transfer Doc	0000000162
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	621 LUPTON DR, CHATTANOOGA, TN 37415-4802
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000185
Date	Apr 18, 2022
Book Page	12923/884
Instrument	2022041800185

Lender

Name	FIRST BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	23 Months
Due	Mar 30, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 4, 2021
Property Address	621 LUPTON DR, CHATTANOOGA, TN 37415-4802
Document Number	0000000162
Book / Page	12382 / 78
Map Reference	MB 15 PG 63
Instrument Date	Mar 3, 2021
Instrument	2021030400162
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2155 TURNBERRY CIR, HIXSON, TN 37343-1779
Investor	Possibly a Property Investor

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	621 LUPTON DR, CHATTANOOGA, TN 37415-4802
Document Number	0320000063
Instrument Date	Mar 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2155 TURNBERRY CIR HIXSON TN 373431779, HIXSON, TN 37343-1779

Mortgage

Document Number	0320000063
Date	Mar 20, 2020
Book Page	011944/000435
Instrument	200320000063

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Mar 19, 2022

Interest

Rate Type	Adjustable Rate

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	621 LUPTON DR, CHATTANOOGA, TN 37415-4802
Document Number	0000000095
Instrument Date	Mar 20, 2018
Transaction Type	Mortgage
Record Updated	Apr 9, 2018
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2030 TURNBERRY CIR HIXSON TN 373431784, HIXSON, TN 37343-1784

Mortgage

Document Number	0000000095
Date	Mar 23, 2018
Book Page	011300/000993
Instrument	95

Lender

Name	ATLANTIC CAP BK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	621 LUPTON DR, CHATTANOOGA, TN 37415-4802
Document Number	0000000073
Instrument Date	Mar 20, 2018
Transaction Type	Mortgage
Record Updated	Feb 22, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2030 TURNBERRY CIR HIXSON TN 373431784, HIXSON, TN 37343-1784

Mortgage

Document Number	0000000073
Date	Apr 12, 2018
Book Page	011317/000714
Instrument	73

Lender

Name	ATLANTIC CAP BK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Amount	Amount on Record
Term	12 Months
Due	Apr 11, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 621 Lupton Dr was $926, up 30.8% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$926.00 (+30.79%)	$61,100 (+93.05%)	$244,400 (+93.05%) Land $75,000 Building $169,400
2024	$708.00	$31,650 (-)	$126,600 (-) Land $70,000 Building $56,600
2023	$708.00	$31,650 (-)	$126,600 (-) Land $70,000 Building $56,600
2022	$708.00	$31,650	$126,600 Land $70,000 Building $56,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 621 Lupton Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 621 Lupton Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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