627 Lupton Dr, Chattanooga, TN 37415 Property Records

Hamilton County property record for 627 Lupton Dr, Chattanooga, TN 37415

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,500 sqft · built 1950
Lot Size	0.444 acres (19,349 sqft)
Owner	Company Name on Record
Last Sale	$264,000 (Feb 2025)
Tax Bill	$1,079 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`118G J 013`

Property Details

APN / Parcel Number

Primary APN	`118G J 013`
Alternative APN	`0000045389`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,500 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,349 sqft (0.444 acres)
Lot Dimensions	256 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000045389
Street Address	627 LUPTON DR
City	CHATTANOOGA
State	TN
Zip	37415-4802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 10 NORTH LUPTON DRIVE SUB PB 15 PG 63
Legal Subdivision	NORTH LUPTON DRIVE
Legal Lot Number	10
Jurisdiction	HAMILTON TN
Township / Civil Division	2
Census Block Group	1
Census Block	1000
Census Tract	10502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	3637 HIXSON PIKE, CHATTANOOGA, TN 37415-3518
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Feb 11, 2025	Warranty Deed, Transfer · Commercial Mortgage MILLENNIUM BANK
Jul 8, 2024	Warranty Deed, Transfer FOOTHILLS TITLE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2025 · Amount on Record
Deed Sale	Feb 11, 2025 · Amount on Record
Prior Sale	Jul 8, 2024 · Amount on Record
Deed Document Number	202565
Deed Book / Page	13834 / 214
Prior Transfer Date	Apr 30, 2007
Prior Transfer Doc	0000000056
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	627 LUPTON DR, CHATTANOOGA, TN 37415-4802
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000222
Date	Apr 14, 2021
Book Page	12444/809
Instrument	2021041400222

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 11, 2025
Property Address	627 LUPTON DR, CHATTANOOGA, TN 37415-4802
Document Number	0000000065
Book / Page	13834 / 214
Map Reference	MB 15 PG 63
Instrument Date	Feb 10, 2025
Instrument	2025021100065
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$976.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3637 HIXSON PIKE, CHATTANOOGA, TN 37415-3518

Mortgage

Document Number	0013834246
Date	Feb 11, 2025
Instrument	13834/246

Lender

Name	MILLENNIUM BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 10, 2030

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 8, 2024
Property Address	627 LUPTON DR, CHATTANOOGA, TN 37415-4802
Document Number	0000000002
Book / Page	13642 / 99
Map Reference	MB 15 PG 63
Instrument Date	Jul 1, 2024
Instrument	2024070800002
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	FOOTHILLS TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$721.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9728 WILSON DR, OOLTEWAH, TN 37363-8946
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,079.00 (+23.03%)	$71,250 (+81.64%)	$285,000 (+81.64%) Land $75,000 Building $210,000
2024	$877.00	$39,225 (-)	$156,900 (-) Land $70,000 Building $86,900
2023	$877.00	$39,225 (-)	$156,900 (-) Land $70,000 Building $86,900
2022	$877.00	$39,225	$156,900 Land $70,000 Building $86,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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