609 Lupton Dr, Chattanooga, TN 37415 Property Records

Hamilton County property record for 609 Lupton Dr, Chattanooga, TN 37415

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,632 sqft · built 1950
Lot Size	0.435 acres (18,975 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Jul 2025)
Tax Bill	$1,163 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`118G J 010`

Property Details

APN / Parcel Number

Primary APN	`118G J 010`
Alternative APN	`0000045386`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,632 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,975 sqft (0.435 acres)
Lot Dimensions	255 ft deep x 75 ft wide
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000045386
Street Address	609 LUPTON DR
City	CHATTANOOGA
State	TN
Zip	37415-4802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 13 NORTH LUPTON DRIVE SUB PB 15 PG 63
Legal Subdivision	NORTH LUPTON DRIVE
Legal Lot Number	13
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1000
Census Tract	10502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	609 LUPTON DR, CHATTANOOGA, TN 37415-4802
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · FHA Mortgage MOVEMENT MORTGAGE
Jul 23, 2025	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Sep 11, 2024	Quit Claim Deed, Transfer Quitclaim
Nov 20, 2020	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FNDG
Mar 23, 2018	Deed of Trust, Mortgage · Line of Credit REGIONS BK/FAYETTE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2025 · Amount on Record
Deed Sale	Jul 23, 2025 · Amount on Record
Prior Sale	Sep 11, 2024 · Amount on Record
Deed Document Number	202551
Deed Book / Page	13990 / 406
Prior Transfer Date	Sep 10, 2024
Prior Transfer Doc	0000000005
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Recording Date	Apr 20, 2026
Property Address	609 LUPTON DR, CHATTANOOGA, TN 37415-4802
Document Number	0000000183
Book / Page	14268 / 174
Instrument Date	Apr 15, 2026
Instrument	2026183
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 LUPTON DR, CHATTANOOGA, TN 37415-4802

Mortgage

Document Number	0000000183,
Date	Apr 20, 2026
Book Page	14268/174
Instrument	2026183

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 23, 2025
Property Address	609 LUPTON DR, CHATTANOOGA, TN 37415-4802
Document Number	0000000051
Book / Page	13990 / 406
Map Reference	MB 941 PG 46
Instrument Date	Jul 22, 2025
Instrument	2025072300051
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, NORTHSHORE T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,128.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 LUPTON DR, CHATTANOOGA, TN 37415-4802

Mortgage

Document Number	0013990410
Date	Jul 23, 2025
Instrument	13990/410

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

September 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 11, 2024
Property Address	609 LUPTON DR, CHATTANOOGA, TN 37415-4802
Document Number	0000000005
Book / Page	13702 / 583
Map Reference	MB 951 PG 46
Instrument Date	Mar 9, 2024
Instrument	2024091100005
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount Recorded
Tax	$11.10
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 LUPTON DR, CHATTANOOGA, TN 37415-4802

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 20, 2020
Property Address	609 LUPTON DR, CHATTANOOGA, TN 37415-4802
Document Number	1120000272
Book / Page	012241 / 000766
Instrument Date	Nov 19, 2020
Instrument	201120000272
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	NORTHSHORE TITLE AND ESCROW, NORTHSHORE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$803.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	609 LUPTON DR CHATTANOOGA TN 374154802, CHATTANOOGA, TN 37415-4802

Mortgage

Document Number	1120000273
Date	Nov 20, 2020
Book Page	012241/000769
Instrument	201120000273

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	609 LUPTON DR, CHATTANOOGA, TN 37415-4802
Document Number	0000000188
Instrument Date	Mar 23, 2018
Transaction Type	Mortgage
Record Updated	Apr 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 LUPTON DR CHATTANOOGA TN 374154802, CHATTANOOGA, TN 37415-4802

Mortgage

Document Number	0000000188
Date	Apr 9, 2018
Book Page	011314/000752
Instrument	188

Lender

Name	REGIONS BK/FAYETTE
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,163.00 (+35.86%)	$76,775 (+100.46%)	$307,100 (+100.46%) Land $75,000 Building $232,100
2024	$856.00	$38,300 (-)	$153,200 (-) Land $70,000 Building $83,200
2023	$856.00	$38,300 (-)	$153,200 (-) Land $70,000 Building $83,200
2022	$856.00	$38,300	$153,200 Land $70,000 Building $83,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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