621 E Michigan Ave, Berthoud, CO 80513 Property Records

Larimer County property record for 621 E Michigan Ave, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,420 sqft · built 2020
Lot Size	0.174 acres (7,588 sqft)
Owner	Individual Name on File
Last Sale	$449,990 (Nov 2020)
Tax Bill	$3,982 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`94241-16-010`

Property Details

APN / Parcel Number

Primary APN	`94241-16-010`
Alternative APN	`R1669707`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,420 sqft Living Area
Basement Area	1,066 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,588 sqft (0.174 acres)
Garage Type	Attached
Garage Area	568 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R1669707
Street Address	621 E MICHIGAN AVE
City	BERTHOUD
State	CO
Zip	80513-3833
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10, BLOCK 9, FARMSTEAD (THE) (BER) (20190016179)
Legal Quarter	NE
Legal Subdivision	FARMSTEAD (THE) (BERTHOUD)
Legal Block	9
Legal Lot Number	10
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2029
Census Tract	2700

Owner

621 E Michigan Ave is owned and occupied by an individual who bought it in November 2020.

Source: Larimer County records, as of February 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	621 E MICHIGAN AVE, BERTHOUD, CO 80513-3833
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Nov 13, 2020	Special Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2020 · Amount on File
Deed Sale	Nov 13, 2020 · Amount on File
Deed Document Number	RECEPT # 20200094987
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	621 E MICHIGAN AVE, BERTHOUD, CO 80513-3833
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 E MICHIGAN AVE, BERTHOUD, CO 80513-3833

Mortgage

Document Number	0000041018
Date	Sep 22, 2023
Instrument	20230041018

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	STEVENSON RANCH, CA 91381

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2043

November 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Nov 13, 2020
Property Address	621 E MICHIGAN AVE, BERTHOUD, CO 80513-3833
Document Number	0000094987
Instrument Date	Nov 13, 2020
Instrument	20200094987
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	DOG TITLE & TRUST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	621 E MICHIGAN AVE, BERTHOUD, CO 80513-3833

Mortgage

Document Number	0000094988
Date	Nov 13, 2020
Instrument	20200094988

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 621 E Michigan Ave was $3,982.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,982.00	$39,350 Land $8,956 Building $30,394	$629,600 Land $143,300 Building $486,300
2023	$3,362.00 (+5.72%)	$39,938 (+20.42%) Land $9,460 Building $30,478	$596,100 (+24.92%) Land $141,200 Building $454,900
2022	$3,180.00	$33,165 Land $7,096 Building $26,069	$477,200 Land $102,100 Building $375,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 621 E Michigan Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 621 E Michigan Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 79% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink.

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