608 E Michigan Ave, Berthoud, CO 80513 Property Records

Larimer County property record for 608 E Michigan Ave, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,574 sqft · built 2021
Lot Size	0.171 acres (7,479 sqft)
Owner	Individual Name on Record
Last Sale	$668,000 (Jun 2024)
Tax Bill	$3,878 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jul 2023 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`94241-15-007`

Property Details

APN / Parcel Number

Primary APN	`94241-15-007`
Alternative APN	`R1669702`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,574 sqft Living Area
Basement Area	1,574 sqft
Finished Basement	988 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2023
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,479 sqft (0.171 acres)
Garage Type	Attached
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air

Location & Zoning

Account Number	R1669702
Street Address	608 E MICHIGAN AVE
City	BERTHOUD
State	CO
Zip	80513-3833
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7, BLOCK 6, FARMSTEAD (THE) (BER) (20190016179)
Legal Quarter	NE
Legal Subdivision	FARMSTEAD (THE) (BERTHOUD)
Legal Block	6
Legal Lot Number	7
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2029
Census Tract	2700

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	608 E MICHIGAN AVE, BERTHOUD, CO 80513-3833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage ELEVATIONS CU
Jul 10, 2023	Deed of Trust, Mortgage · Line of Credit ELEVATIONS CU
Jun 3, 2024	Special Warranty Deed, Transfer · Conventional Mortgage ENT CU
Sep 19, 2022	Beneficiary Deed, Transfer
Jan 20, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ELEVATIONS CU
Nov 19, 2020	Loan Modification, Mortgage INDEPENDENT BK
Mar 27, 2020	Loan Modification, Mortgage INDEPENDENT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2024 · Amount on Record
Deed Sale	Jun 3, 2024 · Amount on Record
Prior Sale	Jan 20, 2021 · Amount on Record
Deed Document Number	20240022127
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	608 E MICHIGAN AVE, BERTHOUD, CO 80513-3833
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	606 E MICHIGAN AVE, BERTHOUD, CO 80513-3833

Mortgage

Document Number	0000010166
Date	Feb 15, 2022
Instrument	20220010166

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	608 E MICHIGAN AVE, BERTHOUD, CO 80513-3833
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028981
Date	Jul 10, 2023
Instrument	20230028981

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 9, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jun 3, 2024
Property Address	608 E MICHIGAN AVE, BERTHOUD, CO 80513-3833
Document Number	0000022127
Instrument Date	May 17, 2024
Instrument	20240022127
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	FITCO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$66.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	608 E MICHIGAN AVE, BERTHOUD, CO 80513-3833

Mortgage

Document Number	0000022128
Date	Jun 3, 2024
Instrument	20240022128

Lender

Name	ENT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2054

September 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LARIMER CO
Recording Date	Sep 19, 2022
Property Address	608 E MICHIGAN AVE, BERTHOUD, CO 80513-3833
Document Number	0000057027
Instrument Date	Aug 17, 2022
Instrument	20220057027
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2190 BRYANT ST APT 111, 111, DENVER, CO 80211-5160

January 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jan 20, 2021
Property Address	608 E MICHIGAN AVE, BERTHOUD, CO 80513-3833
Document Number	0000007277
Instrument Date	Jan 20, 2021
Instrument	20210007277
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 11, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46.55
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 E MICHIGAN AVE, BERTHOUD, CO 80513-3833

Mortgage

Document Number	0000007278
Date	Jan 20, 2021
Instrument	20210007278

Lender

Name	ELEVATIONS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2028
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	7.62%
Index	Other
Max Rate	7.62%

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LARIMER CO
Property Address	608 E MICHIGAN AVE, BERTHOUD, CO 80513-3833
Document Number	0000097463
Instrument Date	Nov 19, 2020
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	395 DELOZIER DR #110 FORT COLLINS CO 805248467, 110, FORT COLLINS, CO 80524-8467
Investor	Possibly a Property Investor

Mortgage

Document Number	0000097463
Date	Nov 20, 2020
Instrument	97463

Lender

Name	INDEPENDENT BK
Type	Bank
Address	LOVELAND, CO 80537

Agreement

Amount	Amount Recorded

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LARIMER CO
Property Address	608 E MICHIGAN AVE, BERTHOUD, CO 80513-3833
Document Number	0000024479
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	May 5, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	395 DELOZIER DR #110 FORT COLLINS CO 805248467, 110, FORT COLLINS, CO 80524-8467
Investor	Possibly a Property Investor

Mortgage

Document Number	0000024479
Date	Apr 9, 2020
Instrument	24479

Lender

Name	INDEPENDENT BK
Type	Bank
Address	935 CLEVELAND AVE, LOVELAND, CO 80537-4718

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,878.00 (+22.49%)	$38,325 (+1.31%) Land $8,956 Building $29,369	$613,200 (+8.61%) Land $143,300 Building $469,900
2023	$3,166.00 (+12.91%)	$37,828 (+29.34%) Land $9,460 Building $28,368	$564,600 (+34.17%) Land $141,200 Building $423,400
2022	$2,804.00	$29,246 Land $7,096 Building $22,150	$420,800 Land $102,100 Building $318,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 79% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink.

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