644 E Michigan Ave, Berthoud, CO 80513 Property Records

Larimer County property record for 644 E Michigan Ave, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,368 sqft · built 2020
Lot Size	0.185 acres (8,098 sqft)
Owner	Individual Name on Record
Last Sale	$509,048 (Sep 2020)
Tax Bill	$3,991 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Mar 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`94241-15-001`

Property Details

APN / Parcel Number

Primary APN	`94241-15-001`
Alternative APN	`R1669696`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,368 sqft Living Area
Basement Area	1,130 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,098 sqft (0.185 acres)
Garage Type	Attached
Garage Area	710 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R1669696
Street Address	644 E MICHIGAN AVE
City	BERTHOUD
State	CO
Zip	80513-3833
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, BLOCK 6, FARMSTEAD (THE) (BER) (20190016179)
Legal Quarter	NE
Legal Subdivision	FARMSTEAD (THE) (BERTHOUD)
Legal Block	6
Legal Lot Number	1
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2029
Census Tract	2700

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	644 E MICHIGAN AVE, BERTHOUD, CO 80513-3833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage CMG MORTGAGE INC
Mar 12, 2020	Loan Modification, Mortgage INDEPENDENT BK
Dec 23, 2019	Grant Deed, Construction Loan · Line of Credit INDEPENDENT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2020 · Amount on Record
Deed Sale	Sep 3, 2020 · Amount on Record
Deed Document Number	20200070285
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Sep 3, 2020
Property Address	644 E MICHIGAN AVE, BERTHOUD, CO 80513-3833
Document Number	0000070285
Instrument Date	Sep 2, 2020
Instrument	20200070285
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 11, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$50.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	644 E MICHIGAN AVE, BERTHOUD, CO 80513-3833

Mortgage

Document Number	0000070286
Date	Sep 3, 2020
Instrument	20200070286

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LARIMER CO
Property Address	644 E MICHIGAN AVE, BERTHOUD, CO 80513-3833
Document Number	0000018952
Instrument Date	Mar 12, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	395 DELOZIER DR #110 FORT COLLINS CO 805248467, 110, FORT COLLINS, CO 80524-8467
Investor	Possibly a Property Investor

Mortgage

Document Number	0000018952
Date	Mar 19, 2020
Instrument	18952

Lender

Name	INDEPENDENT BK
Type	Bank
Address	LOVELAND, CO 80537

Agreement

Amount	Amount Recorded

December 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Dec 23, 2019
Property Address	644 E MICHIGAN AVE, BERTHOUD, CO 80513-3833
Document Number	0000081842
Instrument Date	Dec 23, 2019
Instrument	81842
Transaction Type	Construction Loan
Record Updated	Jun 23, 2020
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$221.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	395 DELOZIER DR FORT COLLINS CO 805248583, FORT COLLINS, CO 80524-8583
Investor	Possibly a Property Investor

Mortgage

Document Number	81843
Date	Dec 23, 2019
Instrument	81843

Lender

Name	INDEPENDENT BK
Type	Bank
Address	935 CLEVELAND AVE, LOVELAND, CO 80537-4718

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 22, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,991.00 (+16.59%)	$39,444 (-2.85%) Land $8,956 Building $30,488	$631,100 (+4.14%) Land $143,300 Building $487,800
2023	$3,423.00 (+9.15%)	$40,602 (+24.14%) Land $9,460 Building $31,142	$606,000 (+28.77%) Land $141,200 Building $464,800
2022	$3,136.00	$32,707 Land $7,096 Building $25,611	$470,600 Land $102,100 Building $368,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 79% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink.

Nearby Properties on E Michigan Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures