Lake County property record for 621 Cherokee Trl, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,090 sqft · built 1955 |
| Lot Size | 0.224 acres (9,762 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,009 (Feb 2023) |
| Tax Bill | $3,918 (2023) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Aug 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-B-057-N-00-078-0 |
| Primary APN | 27-B-057-N-00-078-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,090 sqft Living Area |
| Gross Area | 1,474 sqft |
| 1st Floor Area | 936 sqft |
| Attic Area | 384 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Lot Area | 9,762 sqft (0.224 acres) |
| Lot Dimensions | 122 ft deep x 80 ft wide |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 30 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | 77 |
|---|---|
| Street Address | 621 CHEROKEE TRL |
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-60 |
| Legal Description | LOT 1 & 4 DOUGLASS & 16 TRACT S/L 47 7 49 |
| Legal Subdivision | ARROWHEAD BEACH ALLOTMENT |
| Legal Tract | 16 |
| Legal Block | 3 |
| Legal Lot Number | 1 & 4 49 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 201700 |
621 Cherokee Trl is owned and occupied by an individual who bought it in February 2023.
Source: Lake County records, as of April 25, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 28500 EUCLID AVE APT 231, 231, WICKLIFFE, OH 44092-2557 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 14, 2023 | Fiduciary Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Aug 15, 2022 | Affidavit, Transfer |
| Nov 22, 2019 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 2023 · Amount on File |
| Deed Sale | Feb 14, 2023 · Amount on File |
| Deed Document Number | 479323 |
| Record Updated | Jun 7, 2026 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Feb 14, 2023 |
| Property Address | 621 CHEROKEE TRL, WILLOUGHBY, OH 44094-7202 |
| Document Number | 0000002555 |
| Map Reference | VOL E PG 13 |
| Instrument Date | Feb 1, 2023 |
| Instrument | 2023R002555 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 621 CHEROKEE TRL, WILLOUGHBY, OH 44094-7202 |
| Document Number | 0000002556 |
|---|---|
| Date | Feb 14, 2023 |
| Instrument | 2023R002556 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Aug 15, 2022 |
| Property Address | 621 CHEROKEE TRL, WILLOUGHBY, OH 44094-7202 |
| Document Number | 0000022750 |
| Map Reference | VOL E PG 13 |
| Instrument Date | Aug 5, 2022 |
| Instrument | 2022R022750 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Nov 22, 2019 |
| Property Address | 621 CHEROKEE TRL, WILLOUGHBY, OH 44094-7202 |
| Document Number | 0000028994 |
| Instrument Date | Nov 21, 2019 |
| Instrument | 28994 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 621 CHEROKEE TRL WILLOUGHBY OH 440947202, WILLOUGHBY, OH 44094-7202 |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,918.00 (+250.13%) Homeowner's exemption Senior Citizen's exemption | $41,390 (-) Land $10,350 Building $31,040 | |
| 2022 | $1,119.00 Homeowner's exemption Senior Citizen's exemption | $41,390 Land $10,350 Building $31,040 | |
| 2021 | $118,260 Land $29,570 Building $88,690 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 621 Cherokee Trl in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 11 (1978–1991) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | May 1991 · erosion |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 621 Cherokee Trl has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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