Lake County property record for 605 Cherokee Trl, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,266 sqft · built 1956 |
| Lot Size | 0.292 acres (12,759 sqft) |
| Owner | Individual Name on File |
| Last Sale | $138,000 (May 2020) |
| Tax Bill | $3,851 (2023) |
| Deeds & Mortgages | May 2020 Sale Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-B-057-N-00-073-0 |
| Primary APN | 27-B-057-N-00-073-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,266 sqft Living Area |
| 1st Floor Area | 1,266 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,759 sqft (0.292 acres) |
| Lot Dimensions | 116 ft deep x 110 ft wide |
| Garage Type | Mixed |
| Garage Area | 696 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 280 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | 74 |
|---|---|
| Street Address | 605 CHEROKEE TRL |
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-60 |
| Legal Description | LOT 1 & 4 DOUGLASS & 16 TRACT S/L 39, 41 & PART OF S/L 43 |
| Legal Subdivision | ARROWHEAD BEACH ALLOTMENT |
| Legal Block | 3 |
| Legal Lot Number | 1 & 4 41 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 201700 |
605 Cherokee Trl is owned and occupied by an individual who bought it in May 2020.
Source: Lake County records, as of April 25, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 605 CHEROKEE TRL, WILLOUGHBY, OH 44094-7202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 14, 2020 | Warranty Deed, Transfer CLEVELAND HOME TITLE INC, CLEVELAND HM TITLE INC |
| Mar 13, 2020 | Deed of Trust, Mortgage · Conventional with PMI YOUR HM FIN'L LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2020 · Amount on File |
| Deed Sale | May 14, 2020 · Amount on File |
| Prior Sale | Jun 25, 2004 · Amount on File |
| Deed Document Number | 452689 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | May 14, 2020 |
| Property Address | 605 CHEROKEE TRL, WILLOUGHBY, OH 44094-7202 |
| Document Number | 0000012384 |
| Instrument Date | May 13, 2020 |
| Instrument | 12384 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2020 |
| Title Company | CLEVELAND HOME TITLE INC, CLEVELAND HM TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $552.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 605 CHEROKEE TRL WILLOUGHBY OH 440947202, WILLOUGHBY, OH 44094-7202 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 605 CHEROKEE TRL, WILLOUGHBY, OH 44094-7202 |
| Document Number | 0000012385 |
| Instrument Date | Mar 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2020 |
| Title Company | CLEVELAND HOME TITLE INC, CLEVELAND HM TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 605 CHEROKEE TRL WILLOUGHBY OH 440947202, WILLOUGHBY, OH 44094-7202 |
| Document Number | 0000012385 |
|---|---|
| Date | May 19, 2020 |
| Instrument | 12385 |
| Name | YOUR HM FIN'L LLC |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 18, 2050 |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,851.00 (+53.12%) Homeowner's exemption | $40,680 (-) Land $11,300 Building $29,380 | |
| 2022 | $2,515.00 Homeowner's exemption | $40,680 Land $11,300 Building $29,380 | |
| 2021 | $116,210 Land $32,280 Building $83,930 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 605 Cherokee Trl in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 11 (1978–1991) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | May 1991 · erosion |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 605 Cherokee Trl has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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