616 Cherokee Trl, Willoughby, OH 44094 Property Records

Lake County property record for 616 Cherokee Trl, Willoughby, OH 44094

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 890 sqft · built 1930
Lot Size0.212 acres (9,278 sqft)
Owner2 Individual Names on Record
Last Sale$81,700 (Aug 2017)
Tax Bill$3,184 (2023)
Deeds & MortgagesOct 2017 Transfer
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27-B-057-N-00-065-0

Property Details

APN / Parcel Number

Primary APN27-B-057-N-00-065-0
Alternative APN
  • 49

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area890 sqft Living Area
1st Floor Area532 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1980
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area9,278 sqft (0.212 acres)
Lot Dimensions116 ft deep x 80 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area36 sqft
Patio Area138 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Account Number49
Street Address616 CHEROKEE TRL
CityWILLOUGHBY
StateOH
Zip44094-7203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-60
Legal DescriptionLOT 1 & 4 DOUGLASS & 16 TRACT
Legal SubdivisionARROWHEAD BEACH ALLOTMENT
Legal Block2
Legal Lot Number30
JurisdictionLAKE OH
Township / Civil DivisionWILLOUGHBY
Census Block Group3
Census Block3008
Census Tract201700

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address616 CHEROKEE TRL, WILLOUGHBY, OH 44094-7203
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Aug 4, 2017Warranty Deed, Transfer · FHA Mortgage
HOWARD HANNA MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 4, 2017 · Amount on Record
Deed SaleAug 4, 2017 · Amount on Record
Prior SaleAug 4, 2017 · Amount on Record
Deed Document Number0000020774
Last Transfer DateOct 25, 2017
Transfer Doc0000029029
Record UpdatedJun 7, 2026

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE OH
Recording DateOct 25, 2017
Property Address616 CHEROKEE TRL, WILLOUGHBY, OH 44094-7203
Document Number0000029029
Instrument DateOct 18, 2017
Instrument29029
Transaction TypeTransfer
Record UpdatedOct 30, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address616 CHEROKEE TRL WILLOUGHBY OH 440947203, WILLOUGHBY, OH 44094-7203

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE OH
Recording DateAug 4, 2017
Property Address616 CHEROKEE TRL, WILLOUGHBY, OH 44094-7203
Document Number0000020774
Map ReferenceVOL E PG13
Instrument DateAug 3, 2017
Instrument2017R020774
Transaction TypeTransfer
Record UpdatedMay 17, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address616 CHEROKEE TRL, WILLOUGHBY, OH 44094-7203

Mortgage

Document Number0000020775
DateAug 4, 2017
Instrument2017R020775
Lender
NameHOWARD HANNA MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

Mortgage

Document Number0000020776
DateAug 4, 2017
Instrument2017R020776
Lender
NameOHIO HOUSING FINANCE AGENCY
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWilloughby City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,184.00 (+52.64%) Homeowner's exemption$33,630 (-) Land $10,040 Building $23,590
2022$2,086.00 Homeowner's exemption$33,630 Land $10,040 Building $23,590
2021$96,080 Land $28,690 Building $67,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims11 (1978–1991)
Claims Outside the SFHA3 of 11
Most Recent ClaimMay 1991 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY WEST WATER SUBDISTRICT
serves 78,379 people · EPA ID OH4302411
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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