621 2nd St, Duluth, MN 55810 Property Records

St. Louis County property record for 621 2nd St, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,188 sqft · built 1930
Lot Size	0.121 acres (5,296 sqft)
Owner	Individual Name on Record
Last Sale	$50,339 (Jun 2024)
Tax Bill	$3,402 (2026)
Deeds & Mortgages	Apr 2026 Transfer Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`185-0010-02190`

Property Details

APN / Parcel Number

Primary APN	`185-0010-02190`
Alternative APNs	`1167131` `945967`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,188 sqft Gross Area
1st Floor Area	880 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Metal
Construction Type	Frame
Lot Area	5,296 sqft (0.121 acres)
Garage Area	576 sqft

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	240 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1167131
Street Address	621 2ND ST
City	DULUTH
State	MN
Zip	55810-2708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 OF LOT 27 AND ALL OF LOT 28 SERIAL #
Legal Subdivision	TOWNSITE OF PROCTOR KNOTT
Legal Block	12
Legal Lot Number	27-28
Jurisdiction	ST LOUIS MN
Township / Civil Division	PROCTOR
Census Block Group	3
Census Block	3024
Census Tract	10100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	621 2ND ST, DULUTH, MN 55810-2708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Jan 25, 2019	Deed of Trust, Mortgage · VA Mortgage RELIANCE FIRST CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2024 · Amount on Record
Deed Sale	Jun 10, 2024 · Amount on Record
Prior Sale	Feb 6, 2013 · Amount on Record
Deed Document Number	20241489574
Prior Transfer Date	Feb 1, 2007
Prior Transfer Doc	0001048210
Record Updated	Sep 20, 2026

April 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 10, 2026
Property Address	621 2ND ST, DULUTH, MN 55810-2708
Document Number	0001530639
Instrument Date	Apr 8, 2026
Instrument	20261530639
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	621 2ND ST, DULUTH, MN 55810-2708
Document Number	00A1349445
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	Feb 20, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	621 2ND ST PROCTOR MN 558102708, PROCTOR, MN 55810-2708

Mortgage

Document Number	00A1349445
Date	Feb 4, 2019
Instrument	A1349445

Lender

Name	RELIANCE FIRST CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 3, 2044

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Proctor City
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,402.00 (+28.18%) Homeowner's exemption
2025	$2,654.00 (+23.21%) Homeowner's exemption	$221,200 (+15.87%) Land $11,300 Building $209,900	$221,200 (+15.87%) Land $11,300 Building $209,900
2024	$2,154.00	$190,900 (+30.22%) Land $11,600 Building $179,300	$190,900 (+30.22%) Land $11,600 Building $179,300
2022		$146,600 Land $8,800 Building $137,800	$146,600 Land $8,800 Building $137,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Proctor serves 3,099 people · EPA ID MN1690042
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: Spectrum, T-Mobile.

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