609 2nd St, Duluth, MN 55810 Property Records

St. Louis County property record for 609 2nd St, Duluth, MN 55810 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,019 sqft · built 1950
Lot Size	0.067 acres (2,946 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Jul 2022)
Tax Bill	$1,198 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`185-0010-02100`

Property Details

APN / Parcel Number

Primary APN	`185-0010-02100`
Alternative APN	`1133630`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,019 sqft Gross Area
1st Floor Area	865 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Metal
Construction Type	Frame
Lot Area	2,946 sqft (0.067 acres)
Garage Area	308 sqft
Deck Area	48 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1133630
Street Address	609 2ND ST
City	DULUTH
State	MN
Zip	55810-2708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WLY 41 2/3 FT OF LOTS 20 21 AND 22 SERIAL #
Legal Subdivision	PROCTORKNOTT
Legal Block	12
Legal Lot Number	20-21
Jurisdiction	ST LOUIS MN
Township / Civil Division	PROCTOR
Census Block Group	3
Census Block	3024
Census Tract	10100

Owner

Source: St. Louis County records · APN 185-0010-02100

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	609 2ND ST, DULUTH, MN 55810-2708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 22, 2020	Warranty Deed, Transfer · Conventional with PMI NORTH SHORE BK/COMMERCE
Dec 27, 2016	Deed of Trust, Mortgage · VA Mortgage NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 19, 2022 · Amount on Record
Deed Sale	Jul 19, 2022 · Amount on Record
Prior Sale	Apr 22, 2020 · Amount on Record
Deed Document Number	20221447929
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 19, 2022
Property Address	609 2ND ST, DULUTH, MN 55810-2708
Document Number	0001447929
Instrument Date	Jul 19, 2022
Instrument	1447929
Transaction Type	Transfer
Record Updated	Aug 30, 2022
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$627.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 2ND ST, PROCTOR, MN 55810-2708

Mortgage

Document Number	0001447930
Date	Jul 19, 2022
Instrument	1447930

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 22, 2020
Property Address	609 2ND ST, DULUTH, MN 55810-2708
Document Number	00A1377801
Instrument Date	Apr 17, 2020
Instrument	A1377801
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	609 2ND ST PROCTOR MN 558102708, PROCTOR, MN 55810-2708

Mortgage

Document Number	A1377802
Date	Apr 22, 2020
Instrument	A1377802

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2050

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	609 2ND ST, DULUTH, MN 55810-2708
Document Number	00A1301850
Instrument Date	Dec 27, 2016
Transaction Type	Mortgage
Record Updated	Jan 25, 2017
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 2ND ST PROCTOR MN 558102708, PROCTOR, MN 55810-2708

Mortgage

Document Number	00A1301850
Date	Jan 10, 2017
Instrument	A1301850

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 09, 2047

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Proctor City
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,198.00 (+12.59%) Homeowner's exemption
2025	$1,064.00 (+4,156%) Homeowner's exemption	$187,400 (-5.11%) Land $6,200 Building $181,200	$187,400 (-5.11%) Land $6,200 Building $181,200
2024		$197,500 (+56%) Land $6,200 Building $191,300	$197,500 (+56%) Land $6,200 Building $191,300
2022	$25.00	$126,600 Land $4,700 Building $121,900	$126,600 Land $4,700 Building $121,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370101003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

609 2nd St, Duluth, MN 55810 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2016: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on 2nd St

Nearby Streets

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