625 2nd St, Duluth, MN 55810 Property Records

St. Louis County property record for 625 2nd St, Duluth, MN 55810 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 0.75 ba · 1,016 sqft · built 1910
Lot Size0.129 acres (5,648 sqft)
OwnerIndividual Name on File
Last Sale$148,000 (Aug 2022)
Tax Bill$2,480 (2026)
Deeds & MortgagesJul 2022 Mortgage
Aug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN185-0010-02220

Property Details

APN / Parcel Number

Primary APN185-0010-02220
Alternative APNs
  • 1132619
  • 1135186

Interior

Bedrooms3 Beds
Full Baths0.75 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,016 sqft Gross Area
1st Floor Area708 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialWood
Construction TypeFrame
Lot Area5,648 sqft (0.129 acres)
Garage Area576 sqft
PorchSlab
Porch Area120 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number1135186
Street Address625 2ND ST
CityDULUTH
StateMN
Zip55810-2708
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 30 AND ELY 15 FT OF LOT 31 SERIAL #
Legal SubdivisionTOWNSITE OF PROCTORKNOTT
Legal Block12
Legal Lot Number30-31
JurisdictionST LOUIS MN
Township / Civil DivisionPROCTOR
Census Block Group3
Census Block3024
Census Tract10100

Owner

Source: St. Louis County records · APN 185-0010-02220

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address625 2ND ST, DULUTH, MN 55810-2708
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2022Deed of Trust, Mortgage
JOHN F READY JR
Aug 16, 2022Warranty Deed, Transfer · Conventional Mortgage
PROCTOR FEDERAL CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 16, 2022 · Amount on Record
Deed SaleAug 16, 2022 · Amount on Record
Prior SaleJun 29, 2022 · Amount on Record
Deed Document Number20221060077
Prior Transfer DateOct 20, 2021
Prior Transfer Doc0001058321
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address625 2ND ST, DULUTH, MN 55810-2708
Transaction TypeMortgage
Record UpdatedSep 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address625 2ND ST, PROCTOR, MN 55810-2708

Mortgage

Document Number0001058981
DateJul 18, 2022
Instrument1058981
Lender
NameJOHN F READY JR
TypePrivate Party
Agreement
AmountAmount Recorded
Term111 Months
DueOct 20, 2031

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateAug 16, 2022
Property Address625 2ND ST, DULUTH, MN 55810-2708
Document Number0001060077
Instrument DateAug 08, 2022
Instrument1060077
Transaction TypeTransfer
Record UpdatedSep 19, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$488.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address625 2ND ST, 625, PROCTOR, MN 55810-2708

Transferred To (Grantee/Buyer)

NameVerified Name
Address625 2ND ST, PROCTOR, MN 55810-2708

Mortgage

Document Number0001060078
DateAug 16, 2022
Instrument1060078
Lender
NamePROCTOR FEDERAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityProctor City
Unified School DistrictProctor Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$2,480.00 (+5.71%) Homeowner's exemption
2025$2,346.00 (+27.36%) Homeowner's exemption$158,600 (-6.04%) Land $11,900 Building $146,700$158,600 (-6.04%) Land $11,900 Building $146,700
2024$1,842.00 (+24.29%)$168,800 (+42.33%) Land $12,400 Building $156,400$168,800 (+42.33%) Land $12,400 Building $156,400
2023$1,482.00 Homeowner's exemption
2022$118,600 (+79.43%) Land $9,400 Building $109,200$118,600 (+79.43%) Land $9,400 Building $109,200
2021$66,100 Land $8,700 Building $57,400$66,100 Land $8,700 Building $57,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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