616 Waterloo Ave, Monroe, MI 48161 Property Records

Monroe County property record for 616 Waterloo Ave, Monroe, MI 48161

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 808 sqft · built 1950
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on File
Last Sale$139,900 (Jan 2023)
Tax Bill$2,098 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN55-19-00698-000

Property Details

APN / Parcel Number

Primary APN55-19-00698-000
Alternative APN
  • 55 190 069 80

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area808 sqft Living Area
1st Floor Area774 sqft
Basement Area774 sqft
Finished Basement808 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area5,227 sqft (0.12 acres)
Lot Dimensions120 ft deep x 45 ft wide
TerrainRolling
Garage Area352 sqft
DrivewayDriveway
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area238 sqft
Patio Area194 sqft
Balcony Area34 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address616 WATERLOO AVE
CityMONROE
StateMI
Zip48161-1618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal DescriptionSOUTH CUSTER HEIGHTS LOT 141
Legal SubdivisionSOUTH CUSTER HEIGHTS
Legal Lot Number141
JurisdictionMONROE MI
Township / Civil DivisionMONROE
Census Block Group4
Census Block4007
Census Tract832300

Owner

Source: Monroe County records · APN 55-19-00698-000

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address616 WATERLOO AVE, MONROE, MI 48161-1618
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 24, 2023 · Amount on Record
Deed SaleJan 24, 2023 · Amount on Record
Prior SaleNov 07, 2001 · Amount on Record
Deed Document Number20231168
Prior Transfer DateNov 01, 2012
Prior Transfer Doc0000025784
Record UpdatedSep 20, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE MI
Recording DateJan 24, 2023
Property Address616 WATERLOO AVE, MONROE, MI 48161-1618
Document Number0000001168
Map ReferenceLB 5 PG 46
Instrument DateJan 20, 2023
Instrument2023R01168
Transaction TypeTransfer
Record UpdatedFeb 09, 2023
Title CompanyLAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address616 WATERLOO AVE, MONROE, MI 48161-1618

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address616 WATERLOO AVE, MONROE, MI 48161-1618

Mortgage

Document Number0000001169
DateJan 24, 2023
Instrument2023R01169
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2053

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMonroe County
MunicipalityMonroe City
Unified School DistrictMonroe Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$77,500 (+50.11%)$155,000 (+50.11%)
2025$2,098.00 (-12.73%) Homeowner's exemption
2023$2,404.00 Homeowner's exemption$51,630$103,260

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Mercury Broadband, T-Mobile USA.

Based on FCC filings for 504 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMONROE
serves 49,467 people
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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