Flathead County property record for 432 W Valley Dr, Kalispell, MT 59901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,444 sqft · built 2017 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,752 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R670891 |
| Primary APN | R670891 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,444 sqft Living Area |
| 1st Floor Area | 1,292 sqft |
| 2nd Floor Area | 1,152 sqft |
| Basement Area | 1,292 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Detached |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 544 sqft |
| Deck Area | 520 sqft |
| Lean-To | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000980333 |
|---|---|
| Street Address | 432 W VALLEY DR |
| City | KALISPELL |
| State | MT |
| Zip | 59901-8541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S09, T28 N, R22 W, ACRES 5, COS 20281-1, TR 4CCE IN NE4NE4, ASSR# 0000980333 |
| Legal Range | 22W |
| Legal Township | 28N |
| Legal Section | 09 |
| Legal Subdivision | CERTIFICATE OF SURVEY #20281 |
| Legal Tract | 2 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL NORTHWEST |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 1701 |
432 W Valley Dr is owned and occupied by an individual who acquired it in June 2016.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 432 W VALLEY DR, KALISPELL, MT 59901-8541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2013 |
| Deed Sale | Jul 9, 2013 |
| Prior Sale | Jul 9, 2013 |
| Deed Document Number | 201316684 |
| Last Transfer Date | Jun 24, 2016 |
| Transfer Doc | 0000012403 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 432 W VALLEY DR, KALISPELL, MT 59901-8541 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100040870 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 202100040870 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
The 2026 property tax bill for 432 W Valley Dr was $3,752.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Secondary School District | Flathead High School District (09 - 12) |
| Elementary School District | West Valley Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,752.00 | $965,300 | |
| 2025 | $965,300 Land $268,600 Building $696,700 | ||
| 2023 | $5,779.00 | $770,100 | $770,100 Land $179,200 Building $590,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 432 W Valley Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 432 W Valley Dr is moderate, ranking above 52% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 72% of Montana |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Bullitt Communications Fixed Wireless | 100 / 50 |
| MontanaSky Networks Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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