620 Upper Ter Ln, Colbert, WA 99005 Property Records

Spokane County property record for 620 Upper Ter Ln, Colbert, WA 99005 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	6 Beds
Bathrooms	4.5 Baths
Year Built	Built 2020
Square Footage	2,951 sqft Living Area
Lot Size	10,993 sqft (0.252 acres)
Occupancy	Owner Occupied
Last Sale	$645,000 (2021)
Tax Bill	$6,096.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`37291.0904`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	2,951 sqft Living Area
Gross Area	3,828 sqft Gross Area
1st Floor	1,501 sqft 1st Floor
Basement Area	1,501 sqft Basement
Finished Basement	1,450 sqft Finished
Unfinished Basement	51 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2020
Architectural Style	Ranch Style
Construction Type	Wood Construction
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,993 sqft (0.252 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage
Garage Area	826 sqft Garage

Exterior Amenities

Pool Area	1 sqft Pool
Total Buildings	2 Total Buildings
Shed	1 Shed
Shed Area	80 sqft Shed
Deck Area	276 sqft Deck
Patio Area	276 sqft Patio
Porch Area	40 sqft Porch
Canopy Area	40 sqft Canopy

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	620 UPPER TERRACE LN
City	COLBERT
State	WA
Zip	99005-8312
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	UPPER TERRACE ESTATES LT 4 BLK 2
Legal Range	43E
Legal Township	27N
Legal Section	29
Legal Subdivision	UPPER TERRACE ESTATES
Legal Block	2
Legal Lot Number	4
Jurisdiction	SPOKANE WA
Minor Civil Division	DEER PARK
Census Blockgroup	2
Census Block	2024
Census Tract	10305

Owner

Source: Spokane County records · APN 37291.0904

Assessment roll updated June 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	620 UPPER TERRACE LN, COLBERT, WA 99005-8312
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 30, 2021 · Amount on Record
Deed Sale	Mar 30, 2021 · Amount on Record
Prior Sale	Jul 20, 2004 · Amount on Record
Deed Doc Number	20217054422
Record Refreshed	Sep 20, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 30, 2021
Property Address	620 UPPER TERRACE LN, COLBERT, WA 99005-8312
Document Number	0007054422
Map Reference	VOL 28 PG 49&50
Instrument Date	Mar 10, 2021
Instrument	7054422
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$10,586.00
Amount Accuracy	Calculated from Tax
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 UPPER TERRACE LN, COLBERT, WA 99005-8312

Mortgage

Document Number	0007054423
Date	Mar 30, 2021
Instrument	7054423

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,096.00 (-5.61%)	$594,100 (-16.28%) Land $110,000 Building $484,100	$594,100 (-16.28%) Land $110,000 Building $484,100
2025	$6,458.00 (-1.18%)
2024		$709,600 (+22.37%) Land $70,000 Building $639,600	$709,600 (+22.37%) Land $70,000 Building $639,600
2023	$6,535.00 (-0.64%)	$579,900 Land $60,000 Building $519,900	$579,900 Land $60,000 Building $519,900
2022	$6,577.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 28% of Washington
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.