Spokane County property record for 608 Upper Ter Ln, Colbert, WA 99005 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2005 |
| Square Footage | 1,425 sqft Living Area |
| Lot Size | 10,002 sqft (0.23 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $225,000 (2005) |
| Tax Bill | $4,623.00 (2026) |
| Primary APN | 37291.0902 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 1,425 sqft Living Area |
| Gross Area | 3,566 sqft Gross Area |
| 1st Floor | 1,425 sqft 1st Floor |
| Basement Area | 1,355 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch Style |
| Exterior Material | Wood Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,002 sqft (0.23 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 786 sqft Garage |
| Deck Area | 384 sqft Deck |
|---|---|
| Patio Area | 110 sqft Patio |
| Porch Area | 28 sqft Porch |
| Canopy Area | 28 sqft Canopy |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 608 UPPER TERRACE LN |
|---|---|
| City | COLBERT |
| State | WA |
| Zip | 99005-8312 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | UPPER TERRACE ESTATES LT 2 BLK 2 |
| Legal Range | 43E |
| Legal Township | 27N |
| Legal Section | 29 |
| Legal Subdivision | UPPER TERRACE ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | SPOKANE WA |
| Minor Civil Division | DEER PARK |
| Census Blockgroup | 2 |
| Census Block | 2024 |
| Census Tract | 10305 |
Source: Spokane County records · APN 37291.0902
Assessment roll updated June 17, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 608 UPPER TERRACE LN, COLBERT, WA 99005-8312 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Sep 05, 2023 | Deed of Trust, Mortgage · Line of Credit NUMERICA CU |
| Dec 07, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NUMERICA CU |
| Aug 21, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage AMERICAN FINANCING |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 01, 2005 · Amount on Record |
| Deed Sale | Apr 01, 2005 · Amount on Record |
| Prior Sale | Aug 26, 2004 · Amount on Record |
| Deed Doc Number | 20055198608 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 608 UPPER TERRACE LN, COLBERT, WA 99005-8312 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Title Company | UNKNOWN, SPOKANE COUNTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007133558 |
|---|---|
| Date | Oct 04, 2021 |
| Instrument | 7133558 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 608 UPPER TERRACE LN, COLBERT, WA 99005-8312 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 608 UPPER TERRACE LN, COLBERT, WA 99005-8312 |
| Document Number | 0007306139 |
|---|---|
| Date | Sep 05, 2023 |
| Instrument | 7306139 |
| Name | NUMERICA CU |
|---|---|
| Type | Credit Union |
| Address | VERADALE, WA 99037 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Aug 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 608 UPPER TERRACE LN, COLBERT, WA 99005-8312 |
| Document Number | 0006768944 |
| Instrument Date | Dec 07, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 608 UPPER TERRACE LN COLBERT WA 990058312, COLBERT, WA 99005-8312 |
| Document Number | 0006768944 |
|---|---|
| Date | Dec 14, 2018 |
| Instrument | 6768944 |
| Name | NUMERICA CU |
|---|---|
| Type | Credit Union |
| Address | SPOKANE VALLEY, WA 99037 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 13, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 608 UPPER TERRACE LN, COLBERT, WA 99005-8312 |
| Document Number | 0006635234 |
| Instrument Date | Aug 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 08, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 608 UPPER TERRACE LN COLBERT WA 990058312, COLBERT, WA 99005-8312 |
| Document Number | 0006635234 |
|---|---|
| Date | Aug 29, 2017 |
| Instrument | 6635234 |
| Name | AMERICAN FINANCING |
|---|---|
| Type | Funding / Finance Company |
| Address | AURORA, CO 80014 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 28, 2032 |
Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Unified School District | Mead School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,623.00 (-3.81%) | $445,700 (+2.2%) Land $110,000 Building $335,700 | $445,700 (+2.2%) Land $110,000 Building $335,700 |
| 2025 | $4,806.00 (+19.31%) | ||
| 2024 | $436,100 (+30.92%) Land $70,000 Building $366,100 | $436,100 (+30.92%) Land $70,000 Building $366,100 | |
| 2023 | $4,028.00 (+6.22%) | $333,100 Land $60,000 Building $273,100 | $333,100 Land $60,000 Building $273,100 |
| 2022 | $3,792.00 |
Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 28% of Washington |
|---|---|
| Wildfire Likelihood | About 1 in 5,882 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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