704 Upper Ter Ln, Colbert, WA 99005 Property Records

Spokane County property record for 704 Upper Ter Ln, Colbert, WA 99005 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3 Baths
Year Built	Built 2022
Square Footage	3,444 sqft Living Area
Lot Size	10,993 sqft (0.252 acres)
Occupancy	Owner Occupied
Last Sale	$799,999 (2022)
Tax Bill	$6,707.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`37291.0905`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	11 Rooms
Building Area	3,444 sqft Living Area
Gross Area	4,236 sqft Gross Area
1st Floor	1,722 sqft 1st Floor
Basement Area	1,722 sqft Basement
Finished Basement	1,722 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2022
Architectural Style	Ranch Style
Exterior Material	Wood Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,993 sqft (0.252 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage
Garage Area	792 sqft Garage
Deck Area	160 sqft Deck
Patio Area	70 sqft Patio
Canopy Area	262 sqft Canopy

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	704 UPPER TERRACE LN
City	COLBERT
State	WA
Zip	99005-8313
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	UPPER TERRACE ESTATES LT 5 BLK 2
Legal Range	43E
Legal Township	27N
Legal Section	29
Legal Subdivision	UPPER TERRACE ESTATES
Legal Block	2
Legal Lot Number	5
Jurisdiction	SPOKANE WA
Minor Civil Division	DEER PARK
Census Blockgroup	2
Census Block	2024
Census Tract	10305

Owner

Source: Spokane County records · APN 37291.0905

Assessment roll updated June 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	704 UPPER TERRACE LN, COLBERT, WA 99005-8313
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage WHEATLAND BANK
Jul 26, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
May 26, 2020	Warranty Deed, Transfer · Conventional Mortgage GESA CU
Aug 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 26, 2022 · Amount on Record
Deed Sale	Jul 26, 2022 · Amount on Record
Prior Sale	May 26, 2020 · Amount on Record
Deed Doc Number	20227226974
Record Refreshed	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	704 UPPER TERRACE LN, COLBERT, WA 99005-8313
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007093503
Date	Jun 28, 2021
Instrument	7093503

Lender

Name	WHEATLAND BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 26, 2022
Property Address	704 UPPER TERRACE LN, COLBERT, WA 99005-8313
Document Number	0007226974
Map Reference	VOL 28 PG 49&50
Instrument Date	Jul 21, 2022
Instrument	7226974
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$13,344.99
Amount Accuracy	Calculated from Tax
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 UPPER TERRACE LN, COLBERT, WA 99005-8313
Investor	Possibly a Property Investor

Mortgage

Document Number	0007226975
Date	Jul 26, 2022
Instrument	7226975

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 26, 2020
Property Address	704 UPPER TERRACE LN, COLBERT, WA 99005-8313
Document Number	0006923671
Map Reference	VOL 28 PG 49&50
Instrument Date	May 18, 2020
Instrument	6923671
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	VISTA TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,085.00
Amount Accuracy	Calculated from Tax (Full/Partial Unknown)
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 UPPER TERRACE LN, COLBERT, WA 99005-8313

Mortgage

Document Number	0006923672
Date	May 26, 2020
Instrument	6923672

Lender

Name	GESA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	704 UPPER TERRACE LN, COLBERT, WA 99005-8313
Document Number	0006837485
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 18, 2019
Title Company	SPOKANE COUNTY TITLE COMPANY, SPOKANE COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	704 UPPER TERRACE LN COLBERT WA 990058313, COLBERT, WA 99005-8313

Mortgage

Document Number	0006837485
Date	Aug 30, 2019
Instrument	6837485

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2049

Tax Assessment & Valuation

Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,707.00 (-4.23%)	$654,300 (+14.55%) Land $110,000 Building $544,300	$654,300 (+14.55%) Land $110,000 Building $544,300
2025	$7,003.00 (+32.99%)
2024		$571,200 (+28.88%) Land $70,000 Building $501,200	$571,200 (+28.88%) Land $70,000 Building $501,200
2023	$5,266.00 (+4.61%)	$443,200 Land $60,000 Building $383,200	$443,200 Land $60,000 Building $383,200
2022	$5,034.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 28% of Washington
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

704 Upper Ter Ln, Colbert, WA 99005 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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