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620 Thomas St, Apt 188, Key West, FL 33040 Property Records

Monroe County property record for 620 Thomas St, Apt 188, Key West, FL 33040

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 646 sqft · built 1991
Lot Size5 acres (248,108 sqft)
Owner2 Individual Names on Record
Last Sale$527,750 (Feb 2019)
Tax Bill$6,106 (2024)
Deeds & MortgagesMay 2021 Transfer
Feb 2019 Sale
Flood ZoneZone X (moderate risk)
APN00013180-000188

Property Details

APN / Parcel Number

Primary APN00013180-000188
Alternative APNs
  • 01010100013180000188
  • 8802692

Interior

Bedrooms2 Beds
Full Baths1 Bath
Units199 Units
Building Area646 sqft Living Area

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleCondo/Apartment
Lot Area248,108 sqft (5 acres)

Location & Zoning

Account Number8802692
Street Address620 THOMAS ST, 188
CityKEY WEST
StateFL
Zip33040-8362
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeHPRD
Legal DescriptionUNIT 188 SHIPYARD, A CONDOMINIUM OR1229-1522/23 OR1441-495/97 OR1447-2331/33 OR1536-2016/17 OR1795-1460/61 OR2582-1283/84 OR2947-0477 OR3097-0073
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionSHIPYARD
Legal Lot Number188
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2028
Census Tract972500

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address620 THOMAS ST, 188, KEY WEST, FL 33040-8362
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 13, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Feb 4, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 4, 2019 · Amount on Record
Deed SaleFeb 4, 2019 · Amount on Record
Prior SaleAug 2, 2012 · Amount on Record
Deed Document Number20192204237
Deed Book / Page2947 / 477
Transfer Doc1447002331
Record UpdatedOct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateMay 13, 2021
Property Address620 THOMAS ST APT 188, 188, KEY WEST, FL 33040-8362
Document Number0030970073
Book / Page3097 / 73
Map ReferenceMB 1143 PG 2149
Instrument DateMay 12, 2021
Instrument2319331
Transaction TypeTransfer
Record UpdatedJun 2, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address620 THOMAS ST APT 188, 188, KEY WEST, FL 33040-8362

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateFeb 4, 2019
Property Address620 THOMAS ST APT 188, 188, KEY WEST, FL 33040-8362
Document Number0029470477
Book / Page002947 / 000477
Instrument DateFeb 1, 2019
Instrument2204237
Transaction TypeTransfer
Record UpdatedMar 4, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$3,694.25
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address233 GIBBS AVE NEWPORT RI 028402816, NEWPORT, RI 02840-2816

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$684,638 (-2.72%) Building $684,638$684,638 (-2.72%) Building $684,638
2024$6,106.00 (+5.11%)
2023$5,809.00 (+7.99%) Senior Citizen's exemption$703,816 (+14.55%) Building $703,816$703,816 (+14.55%) Building $703,816
2022$5,379.00$614,432 Building $614,432$614,432 Building $614,432

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 307 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies746 units insured
incl. 439 condo units
Nearby Flood Claims53 (2005–2017)
Claims Outside the SFHA5 of 53
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 50 claims
  • Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications, Verizon.

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