620 Thomas St, Apt 183, Key West, FL 33040 Property Records

Monroe County property record for 620 Thomas St, Apt 183, Key West, FL 33040

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 646 sqft · built 1991
Lot Size5 acres (248,108 sqft)
OwnerCompany Name on File
Last Sale$800,000 (Dec 2024)
Tax Bill$6,405 (2024)
Deeds & MortgagesMay 2017 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN00013180-000183

Property Details

APN / Parcel Number

Primary APN00013180-000183
Alternative APNs
  • 01010100013180000183
  • 8802641

Interior

Bedrooms2 Beds
Full Baths1 Bath
Units199 Units
Building Area646 sqft Living Area

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleCondo/Apartment
Lot Area248,108 sqft (5 acres)

Location & Zoning

Account Number8802641
Street Address620 THOMAS ST, 183
CityKEY WEST
StateFL
Zip33040-8361
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeHPRD
Legal DescriptionUNIT 183 SHIPYARD A CONDO OR1253-246 OR1270-1611 OR1270-1613 OR1327-1923 OR1746-2427 OR2408-342 OR2548-937 OR2853-458 OR3302-2449
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionSHIPYARD CONDO
Legal Lot Number183
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2028
Census Tract972500

Owner

620 Thomas St, Apt 183 is owned by a company that bought it in December 2024.

Source: Monroe County records, as of December 29, 2025

Owner of RecordCompany Name on File
Mailing Address5326 BLACK RD, BRECKSVILLE, OH 44141-4014
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 9, 2024 · Amount on File
Deed SaleDec 9, 2024 · Amount on File
Prior SaleMay 8, 2017 · Amount on File
Deed Document Number20242482921
Deed Book / Page3302 / 2449
Prior Transfer DateApr 8, 2009
Prior Transfer Doc0024080342
Record UpdatedJun 8, 2026

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMay 8, 2017
Property Address620 THOMAS ST APT 183, 183, KEY WEST, FL 33040-8361
Document Number0028530458
Book / Page2853 / 0458
Map ReferenceMB1143 PG2149
Instrument DateApr 25, 2017
Instrument2122060
Transaction TypeTransfer
Record UpdatedDec 21, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,235.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13363 N 92ND WAY, 13363, SCOTTSDALE, AZ 85260-4300

Transferred To (Grantee/Buyer)

NameVerified Name
Address93 CREST AVE, NORTH PROVIDENCE, RI 02904-4148

Mortgage

Document Number0002122061
DateMay 8, 2017
Instrument2122061
Lender
NameCOASTWAY COMMUNITY BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$684,638 Building $684,638$684,638 Building $684,638
2024$6,405.00 (+6.01%)
2023$6,042.00 (+12.33%)$703,816 (+14.55%) Building $703,816$703,816 (+14.55%) Building $703,816
2022$5,379.00$614,432 Building $614,432$614,432 Building $614,432

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 620 Thomas St, Apt 183 in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 307 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies746 units insured
incl. 439 condo units
Nearby Flood Claims53 (2005–2017)
Claims Outside the SFHA5 of 53
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 50 claims
  • Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 620 Thomas St, Apt 183 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications, Verizon.

Nearby Properties on Thomas St

Nearby Streets

Search Property Records by Address or Parcel Number