620 Thomas St, Apt 189, Key West, FL 33040 Property Records

Monroe County property record for 620 Thomas St, Apt 189, Key West, FL 33040

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 604 sqft · built 1991
Lot Size	5 acres (248,108 sqft)
Owner	Company Name on File
Last Sale	$976,000 (Apr 2022)
Tax Bill	$7,418 (2024)
Deeds & Mortgages	Apr 2022 Sale Feb 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`00013180-000189`

Property Details

APN / Parcel Number

Primary APN	`00013180-000189`
Alternative APNs	`01010100013180000189` `8802714`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Units	199 Units
Building Area	604 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Condo/Apartment
Lot Area	248,108 sqft (5 acres)

Location & Zoning

Account Number	8802714
Street Address	620 THOMAS ST, 189
City	KEY WEST
State	FL
Zip	33040-8362
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	HPRD
Legal Description	SHIPYARD, A CONDOMINIUM UNIT 189 OR1225-2301/02 OR1771-1063 OR1775-2092C OR1820-2292/93R/S OR2346-100 OR3167-2144
Legal Range	25E
Legal Township	68S
Legal Section	06
Legal Subdivision	SHIPYARD CONDO
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2028
Census Tract	972500

Owner

620 Thomas St, Apt 189 is owned by a company that bought it in April 2022.

Source: Monroe County records, as of April 14, 2026

Owner of Record	Company Name on File
Mailing Address	800 MOUNT PERRY RD, MOUNT PERRY, OH 43760-9674
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST ST BK/FL KEYS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2022 · Amount on File
Deed Sale	Apr 18, 2022 · Amount on File
Prior Sale	Feb 19, 2008 · Amount on File
Deed Document Number	20222371147
Deed Book / Page	3167 / 2144
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 18, 2022
Property Address	620 THOMAS ST APT 189, 189, KEY WEST, FL 33040-8362
Document Number	0031672144
Book / Page	3167 / 2144
Map Reference	MB 1143 PG 2149
Instrument Date	Apr 1, 2022
Instrument	2371147
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$6,832.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	620 THOMAS ST APT 189, 620, KEY WEST, FL 33040-8362

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 HANKINSON LN NE, HEATH, OH 43056-8709

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	620 THOMAS ST APT 189, 189, KEY WEST, FL 33040-8362
Document Number	0028430381
Book / Page	002843 / 000381
Instrument Date	Feb 28, 2017
Transaction Type	Mortgage
Record Updated	Jun 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	620 THOMAS ST #189 KEY WEST FL 330408362, 189, KEY WEST, FL 33040-8362

Mortgage

Document Number	0028430381
Date	Mar 10, 2017
Book Page	002843/000381
Instrument	2113802

Lender

Name	FIRST ST BK/FL KEYS
Type	Bank
Address	KEY WEST, FL 33040

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 9, 2047

Interest

Rate Type	Adjustable Rate
Rate	6.25%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$761,922 Building $761,922	$761,922 Building $761,922
2024	$7,418.00 (+2.76%)
2023	$7,219.00 (+44.81%)	$807,542 (+42.83%) Building $807,542	$807,542 (+42.83%) Building $807,542
2022	$4,985.00	$565,406 Building $565,406	$565,406 Building $565,406

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 620 Thomas St, Apt 189 in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 307 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	746 units insured incl. 439 condo units
Nearby Flood Claims	53 (2005–2017)
Claims Outside the SFHA	5 of 53
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 50 claims Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 620 Thomas St, Apt 189 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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