Shelby County property record for 620 Springbank Ter, Birmingham, AL 35242
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 5,342 sqft · built 2005 |
| Lot Size | 0.494 acres (21,519 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $675,000 (Apr 2005) |
| Tax Bill | $6,500 (2026) |
| Deeds & Mortgages | Nov 2019 Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 035154002005000 |
| Primary APN | 035154002005000 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Total Rooms | 13 Rooms |
| Stories | 1 Story |
| Building Area | 5,342 sqft Heated Area |
| 1st Floor Area | 2,737 sqft |
| Upper Floors Area | 1,357 sqft |
| Basement Area | 930 sqft |
| Finished Basement | 1,783 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 21,519 sqft (0.494 acres) |
| Lot Dimensions | 175 ft deep x 120 ft wide |
| Garage Type | Basement |
| Porch | Patio |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 620 SPRINGBANK TER |
|---|---|
| City | BIRMINGHAM |
| State | AL |
| Zip | 35242-6087 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC/TWNSHP/RAN 15 18S 01W NBRHD: 13 GREYSTONE LEGACY R-2 |
| Legal Range | 01W |
| Legal Township | 18S |
| Legal Section | 15 |
| Legal Subdivision | GREYSTONE LEGACY 9TH SEC |
| Legal Lot Number | 905 |
| Jurisdiction | SHELBY AL |
| Township / Civil Division | CHELSEA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30220 |
620 Springbank Ter is owned and occupied by two individuals who bought it in April 2005.
Source: Shelby County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 620 SPRINGBANK TER, BIRMINGHAM, AL 35242-6087 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 5, 2019 | Deed of Trust, Mortgage · Commercial Mortgage SERVISFIRST BANK |
| Nov 12, 2020 | Deed of Trust, Mortgage · ARM SERVISFIRST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2005 · Amount on File |
| Deed Sale | Apr 22, 2005 · Amount on File |
| Deed Document Number | 2005192710 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 620 SPRINGBANK TER, BIRMINGHAM, AL 35242-6087 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000410270 |
|---|---|
| Date | Nov 5, 2019 |
| Instrument | 20191105000410270 |
| Name | SERVISFIRST BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35209 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 620 SPRINGBANK TER, BIRMINGHAM, AL 35242-6087 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000518300 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 20201112000518300 |
| Name | SERVISFIRST BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35209 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 9.25% |
| Index | 1-Year LIBOR |
| Max Rate | 9.25% |
The 2026 property tax bill for 620 Springbank Ter was $6,500 with a homeowner's exemption, up 4.9% from the year before.
Source: Shelby County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Shelby County |
| Municipality | Hoover City |
| Unified School District | Hoover City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,500.00 (+4.86%) Homeowner's exemption | ||
| 2025 | $6,199.00 | $93,220 | $932,200 Land $150,000 Building $782,200 |
| 2023 | $6,210.00 Homeowner's exemption | $93,860 | $938,500 Land $150,000 Building $788,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 620 Springbank Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 620 Springbank Ter is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 43% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
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