Shelby County property record for 604 Springbank Ter, Birmingham, AL 35242
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 5,613 sqft · built 2005 |
| Lot Size | 0.569 acres (24,786 sqft) |
| Owner | Trust Name on File |
| Last Sale | $842,300 (Jul 2023) |
| Tax Bill | $6,858 (2026) |
| Deeds & Mortgages | Jun 2022 Mortgage Jul 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 035154002001000 |
| Primary APN | 035154002001000 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 5,613 sqft Heated Area |
| 1st Floor Area | 2,471 sqft |
| Upper Floors Area | 2,056 sqft |
| Basement Area | 906 sqft |
| Finished Basement | 1,551 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 24,786 sqft (0.569 acres) |
| Lot Dimensions | 228 ft deep x 132 ft wide |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Deck Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 604 SPRINGBANK TER |
|---|---|
| City | BIRMINGHAM |
| State | AL |
| Zip | 35242-6087 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC/TWNSHP/RAN 15 18S 01W NBRHD: 13 GREYSTONE LEGACY R-2 |
| Legal Range | 01W |
| Legal Township | 18S |
| Legal Section | 15 |
| Legal Subdivision | GREYSTONE LEGACY 9TH SEC |
| Legal Lot Number | 901 |
| Jurisdiction | SHELBY AL |
| Township / Civil Division | CHELSEA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30220 |
604 Springbank Ter is owner-occupied and held in a trust since July 2023.
Source: Shelby County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 604 SPRINGBANK TER, BIRMINGHAM, AL 35242-6087 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Jul 21, 2023 | Intrafamily Transfer, Transfer |
| Jul 21, 2023 | Warranty Deed, Transfer |
| May 22, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2023 · Amount on File |
| Deed Sale | Jul 21, 2023 · Amount on File |
| Prior Sale | May 22, 2023 · Amount on File |
| Deed Document Number | 2023218590 |
| Prior Transfer Date | Jul 20, 2023 |
| Prior Transfer Doc | 0000218590 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 604 SPRINGBANK TER, BIRMINGHAM, AL 35242-6087 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2023 |
| Title Company | BOSTON NATIONAL TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000222060 |
|---|---|
| Date | Jun 2, 2022 |
| Instrument | 20220602000222060 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEAWOOD, KS 66211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Jul 21, 2023 |
| Property Address | 604 SPRINGBANK TER, BIRMINGHAM, AL 35242-6087 |
| Document Number | 0000218590 |
| Map Reference | MB 32 PG 44A&B |
| Instrument Date | Jul 20, 2023 |
| Instrument | 20230721000218590 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 604 SPRINGBANK TER, BIRMINGHAM, AL 35242-6087 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Jul 21, 2023 |
| Property Address | 604 SPRINGBANK TER, BIRMINGHAM, AL 35242-6087 |
| Document Number | 0000218140 |
| Map Reference | MB 34 PG 147A&B |
| Instrument Date | Jul 20, 2023 |
| Instrument | 20230721000218140 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3108 NGHLAND LAKES ROAD, BIRMINGHAM, AL 35242 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 604 SPRINGBANK TER, BIRMINGHAM, AL 35242-6087 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | May 22, 2023 |
| Property Address | 604 SPRINGBANK TER, BIRMINGHAM, AL 35242-6087 |
| Document Number | 0000151590 |
| Map Reference | MB 32 PG 44A&B |
| Instrument Date | May 17, 2023 |
| Instrument | 20230522000151590 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 631 GRAYSON PL, CHELSEA, AL 35043-5602 |
| Name | Verified Name |
|---|---|
| Address | 604 SPRINGBANK TER, BIRMINGHAM, AL 35242-6087 |
| Document Number | 0000151600 |
|---|---|
| Date | May 22, 2023 |
| Instrument | 20230522000151600 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.87% |
| Index | 6-Month LIBOR |
| Margin | 3 |
| Max Rate | 10.8% |
The 2026 property tax bill for 604 Springbank Ter was $6,858 with a homeowner's exemption, up 4.9% from the year before.
Source: Shelby County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Shelby County |
| Municipality | Hoover City |
| Unified School District | Hoover City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,858.00 (+4.93%) Homeowner's exemption | ||
| 2025 | $6,536.00 | $98,300 | $982,900 Land $150,000 Building $832,900 |
| 2023 | $6,549.00 (+17.58%) Homeowner's exemption | $98,960 (+17.47%) | $989,600 (+17.49%) Land $150,000 Building $839,600 |
| 2022 | $5,570.00 Homeowner's exemption | $84,240 | $842,300 Land $150,000 Building $692,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 604 Springbank Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 604 Springbank Ter is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 43% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
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