628 Springbank Ter, Birmingham, AL 35242 Property Records

Shelby County property record for 628 Springbank Ter, Birmingham, AL 35242

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,997 sqft · built 2005
Lot Size	0.474 acres (20,647 sqft)
Owner	Individual Name on File
Last Sale	$520,000 (Jul 2013)
Tax Bill	$5,649 (2026)
Deeds & Mortgages	Oct 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`035154002007000`

Property Details

APN / Parcel Number

Primary APN	`035154002007000`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,997 sqft Heated Area
1st Floor Area	2,587 sqft
Upper Floors Area	1,294 sqft
Basement Area	976 sqft
Finished Basement	1,595 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,647 sqft (0.474 acres)
Lot Dimensions	201 ft deep x 115 ft wide
Garage Type	Basement
Porch	Patio
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	628 SPRINGBANK TER
City	BIRMINGHAM
State	AL
Zip	35242-6087
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 15 18S 01W NBRHD: 13 GREYSTONE LEGACY R-2
Legal Range	01W
Legal Township	18S
Legal Section	15
Legal Subdivision	GREYSTONE LEGACY 9TH SEC
Legal Lot Number	907
Jurisdiction	SHELBY AL
Township / Civil Division	CHELSEA
Census Block Group	2
Census Block	2000
Census Tract	30220

Owner

628 Springbank Ter is owned and occupied by an individual who bought it in July 2013.

Source: Shelby County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	628 SPRINGBANK TER, BIRMINGHAM, AL 35242-6087
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2013 · Amount on File
Deed Sale	Jul 8, 2013 · Amount on File
Prior Sale	Oct 28, 2004 · Amount on File
Deed Document Number	2013276440
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	628 SPRINGBANK TER, BIRMINGHAM, AL 35242-6087
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 SPRINGBANK TER, BIRMINGHAM, AL 35242-6087

Mortgage

Document Number	0000480910
Date	Oct 4, 2021
Instrument	20211004000480910

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Sep 22, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 628 Springbank Ter was $5,649 with a homeowner's exemption, up 4.6% from the year before.

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Hoover City
Unified School District	Hoover City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,649.00 (+4.63%) Homeowner's exemption
2025	$5,399.00	$81,200	$812,000 Land $150,000 Building $662,000
2023	$5,404.00 Homeowner's exemption	$81,740	$817,300 Land $150,000 Building $667,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 628 Springbank Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 628 Springbank Ter is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 49% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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