540 Roberts Rd, Saint Johns, FL 32259 Property Records

St. Johns County property record for 540 Roberts Rd, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,370 sqft · built 1988
Lot Size	1.01 acres (43,995 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Nov 2025)
Tax Bill	$4,368 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Feb 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010551-0040`

Property Details

APN / Parcel Number

Primary APN	`010551-0040`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,370 sqft Living Area
Gross Area	2,996 sqft
1st Floor Area	1,838 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2003
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,995 sqft (1.01 acres)
Garage Type	Attached
Garage Area	526 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1,560 sqft
Porch	Finished Screened Porch
Porch Area	120 sqft
Deck Area	Deck Area
Patio Area	662 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	540 ROBERTS RD
City	SAINT JOHNS
State	FL
Zip	32259-8913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	17/65-66 MALLARD LANDING UNIT ONE LOT 4 OR6257/410
Legal Range	27E
Legal Township	05S
Legal Section	42
Legal Subdivision	MALLARD LANDING UNIT 1
Legal Block	2
Legal Lot Number	4
Legal Unit	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	2
Census Block	2007
Census Tract	20809

Owner

540 Roberts Rd is owned and occupied by two individuals who bought it in November 2025.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	540 ROBERTS RD, SAINT JOHNS, FL 32259-8913
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Feb 20, 2023	Warranty Deed, Transfer SOUTHERN CAPITAL TITLE COMPANY, SOUTHERN CAPITAL TTL CO LLC
Jul 18, 2022	Intrafamily Transfer, Transfer
Jun 7, 2019	Warranty Deed, Transfer · Conventional Mortgage MAGNOLIA BANK
Feb 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2025 · Amount on File
Deed Sale	Nov 14, 2025 · Amount on File
Prior Sale	Feb 20, 2023 · Amount on File
Deed Document Number	202593185
Deed Book / Page	6257 / 410
Prior Transfer Date	Mar 26, 2025
Prior Transfer Doc	0061410465
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 14, 2025
Property Address	540 ROBERTS RD, SAINT JOHNS, FL 32259-8913
Document Number	0062570410
Book / Page	6257 / 410
Map Reference	MB 17 PG 65-66
Instrument Date	Oct 24, 2025
Instrument	2025093185
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12649 COCONUT CREEK CT, FORT MYERS, FL 33908-3080

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 ROBERTS RD, SAINT JOHNS, FL 32259-8913

Mortgage

Document Number	0006257412
Date	Nov 14, 2025
Instrument	6257/412

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 20, 2023
Property Address	540 ROBERTS RD, SAINT JOHNS, FL 32259-8913
Document Number	0057101585
Book / Page	5710 / 1585
Map Reference	MB 37 PG 65&66
Instrument Date	Feb 17, 2023
Instrument	2023012730
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	SOUTHERN CAPITAL TITLE COMPANY, SOUTHERN CAPITAL TTL CO LLC

Transaction

Amount	Amount on Record
Tax	$4,340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	174 COUNTY ROAD 108, ARLEY, AL 35541-2271

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 ROBERTS RD, JACKSONVILLE, FL 32259-8913

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Jul 18, 2022
Property Address	540 ROBERTS RD, SAINT JOHNS, FL 32259-8913
Document Number	0055991336
Book / Page	5599 / 1336
Map Reference	MB 37 PG 65&66
Instrument Date	Jul 18, 2022
Instrument	2022070177
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	540 ROBERTS RD, SAINT JOHNS, FL 32259-8913

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 ROBERTS RD, SAINT JOHNS, FL 32259-8913

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 7, 2019
Property Address	540 ROBERTS RD, SAINT JOHNS, FL 32259-8913
Document Number	0047371853
Book / Page	4737 / 1853
Map Reference	MB 17 PG 65&66
Instrument Date	Jun 7, 2019
Instrument	2019040030
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	VICTORY TTL OF ST JOHNS CNTY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,639.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2389 CIMARRONE BLVD, 2389, SAINT JOHNS, FL 32259-1108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 ROBERTS RD, SAINT JOHNS, FL 32259-8913

Mortgage

Document Number	0047371854
Date	Jun 7, 2019
Instrument	4737/1854

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	540 ROBERTS RD, SAINT JOHNS, FL 32259-8913
Document Number	0043311109
Book / Page	004331 / 001109
Instrument Date	Feb 9, 2017
Transaction Type	Mortgage
Record Updated	Feb 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	540 ROBERTS RD ST JOHNS FL 322598913, ST JOHNS, FL 32259-8913

Mortgage

Document Number	0043311109
Date	Feb 15, 2017
Book Page	004331/001109
Instrument	11171

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 540 Roberts Rd was $4,368, up 12.5% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$452,023 (+33.61%)	$547,336 (+4.35%) Land $130,000 Building $417,336
2025	$4,368.00 (+12.52%) Homeowner's exemption	$338,305 (+2.9%)	$524,528 (+1.76%) Land $130,000 Building $394,528
2024	$3,882.00 (-5.52%) Homeowner's exemption	$328,771 (-4.16%)	$515,477 (+1.28%) Land $130,000 Building $385,477
2023	$4,109.00 (+2.85%) Homeowner's exemption	$343,052 (+3%)	$508,986 (+6.77%) Land $140,000 Building $368,986
2022	$3,995.00 Homeowner's exemption	$333,060	$476,701 Land $145,600 Building $331,101

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 540 Roberts Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 58 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 Roberts Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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