Cook County property record for 616 Harrison St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 838 sqft · built 1925 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $231,000 (Sep 2022) |
| Tax Bill | $5,757 (2023) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Feb 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-19-121-013 |
| Primary APN | 06-19-121-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 838 sqft Living Area |
| 1st Floor Area | 838 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1926 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 6,600 sqft (0.152 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 616 HARRISON ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-8218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (BLUFF) CITY ADD ELGIN ILLINOIS IN NW SEC 19-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 19 |
| Legal Subdivision | CITY ADD |
| Legal Block | 5 |
| Legal Lot Number | 15 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 804406 |
Source: Cook County assessment roll, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 616 HARRISON ST, ELGIN, IL 60120-8218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 13, 2022 | Warranty Deed, Transfer · Conventional Mortgage COMPASS MORTGAGE INC |
| Feb 22, 2020 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 13, 2022 · Amount on Record |
| Deed Sale | Sep 13, 2022 · Amount on Record |
| Prior Sale | Aug 27, 2013 · Amount on Record |
| Deed Document Number | 202239000 |
| Prior Transfer Date | Jul 29, 2003 |
| Prior Transfer Doc | 0000019188 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Sep 13, 2022 |
| Property Address | 616 HARRISON ST, ELGIN, IL 60120-8218 |
| Document Number | 0025639000 |
| Instrument Date | Aug 17, 2022 |
| Instrument | 2225639000 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $231.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 616 HARRISON ST, 616, ELGIN, IL 60120-8218 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 616 HARRISON ST, ELGIN, IL 60120-8218 |
| Document Number | 0025639001 |
|---|---|
| Date | Sep 13, 2022 |
| Instrument | 2225639001 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 616 HARRISON ST, ELGIN, IL 60120-8218 |
| Document Number | 2009839103 |
| Instrument Date | Feb 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 616 HARRISON ST ELGIN IL 601208218, ELGIN, IL 60120-8218 |
| Document Number | 2009839103 |
|---|---|
| Date | Apr 7, 2020 |
| Instrument | 9839103 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 6, 2060 |
| Rate Type | Adjustable Rate |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,000 (-) Land $4,620 Building $15,380 | $200,000 (-) Land $46,200 Building $153,800 | |
| 2023 | $5,757.00 (+24.15%) | ||
| 2022 | $4,637.00 Homeowner's exemption | $20,000 Land $2,640 Building $17,360 | $200,000 Land $26,400 Building $173,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 16 (1997–2020) |
| Claims Outside the SFHA | 5 of 16 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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