Clay County property record for 620 Harborview Dr, Smithville, MO 64089 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,071 sqft · built 1987 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $249,000 (Dec 2020) |
| Tax Bill | $4,871 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Jan 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-319-00-02-005.00 |
| Primary APN | 05-319-00-02-005.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Building Area | 3,071 sqft Living Area |
| Gross Area | 4,357 sqft Gross Area |
| 1st Floor Area | 1,222 sqft 1st Floor |
| Basement Area | 718 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Wood Shingle |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 144 ft deep x 102 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached |
| Garage Area | 528 sqft Garage |
| Deck Area | 235 sqft Deck |
| Patio Area | 235 sqft Patio |
| Porch | Covered Wood Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 620 HARBORVIEW DR |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-9604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARBORVIEW SUBDIVISION PHASE 1 LT 26 |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 12 |
| Legal Subdivision | HARBORVIEW SUBDIVISION PHASE 1 |
| Legal Phase | 1 |
| Legal Lot Number | 26 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 22000 |
Source: Clay County records · APN 05-319-00-02-005.00
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 620 HARBIE VIEW DR, 64087 |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jul 18, 2022 | Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU |
| Jan 31, 2019 | Deed of Trust, Mortgage · Line of Credit THE WESTERN STATE BANK |
| Dec 23, 2020 | Quit Claim Deed, Transfer STEWART TITLE |
| Dec 23, 2020 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITYAMERICA CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 23, 2020 · Amount on Record |
| Deed Sale | Dec 23, 2020 · Amount on Record |
| Prior Sale | Aug 28, 2013 · Amount on Record |
| Deed Document Number | 202050501 |
| Deed Book / Page | 8910 / 92 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 620 HARBORVIEW DR, SMITHVILLE, MO 64089-9604 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 620 HARBORVIEW DR, SMITHVILLE, MO 64089-9604 |
| Document Number | 0000023665 |
|---|---|
| Date | Jul 18, 2022 |
| Book Page | 9409/134 |
| Instrument | 2022023665 |
| Name | COMMUNITYAMERICA CU |
|---|---|
| Type | Credit Union |
| Address | LENEXA, KS 66219 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 620 HARBORVIEW DR, SMITHVILLE, MO 64089-9604 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002418 |
|---|---|
| Date | Jan 31, 2019 |
| Book Page | 8357/046 |
| Instrument | 2019002418 |
| Name | THE WESTERN STATE BANK |
|---|---|
| Type | Bank |
| Address | GARDEN CITY, KS 67846 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 21, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Dec 23, 2020 |
| Property Address | 620 HARBORVIEW DR, SMITHVILLE, MO 64089-9604 |
| Document Number | 0000050500 |
| Book / Page | 008910 / 000091 |
| Instrument Date | Dec 23, 2020 |
| Instrument | 50500 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2020 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 620 HARBORVIEW DR SMITHVILLE MO 640899604, SMITHVILLE, MO 64089-9604 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Dec 23, 2020 |
| Property Address | 620 HARBORVIEW DR, SMITHVILLE, MO 64089-9604 |
| Document Number | 0000050501 |
| Book / Page | 8910 / 92 |
| Instrument Date | Dec 20, 2020 |
| Instrument | 2020050501 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | STEWART TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 620 HARBORVIEW DR, SMITHVILLE, MO 64089-9604 |
| Document Number | 0000050502 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 2020050502 |
| Name | COMMUNITYAMERICA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,871.00 (+12.05%) | $68,440 (+8.72%) | $360,211 (+8.72%) |
| 2023 | $4,347.00 (+22.73%) | $62,950 | $331,315 |
| 2019 | $3,542.00 |
Source: FEMA National Flood Hazard Layer, Clay County (29047C), updated May 10, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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