Clay County property record for 621 Harborview Dr, Smithville, MO 64089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,930 sqft · built 1987 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Company Name on Record |
| Last Sale | $381,600 (Jul 2022) |
| Tax Bill | $4,263 (2024) |
| Deeds & Mortgages | Feb 2021 Mortgage Jul 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-319-00-01-012.00 |
| Primary APN | 05-319-00-01-012.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,930 sqft Living Area |
| Gross Area | 3,946 sqft |
| 1st Floor Area | 1,523 sqft |
| Basement Area | 1,511 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Modern |
| Exterior Material | Wood Siding |
| Roof Material | Wood Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 118 ft deep x 108 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Wood Porch |
| Deck Area | 200 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 621 HARBORVIEW DR |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-9604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARBORVIEW SUBDIVISION PHASE 1 LT 12 |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 12 |
| Legal Subdivision | HARBORVIEW SUBDIVISION PHASE 1 |
| Legal Phase | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 22000 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 6640 SHADY OAK RD, 400, EDEN PRAIRIE, MN 55344-7700 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Feb 24, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 8, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage OPERATING ENGINEERS LOCAL UNION #3 |
| Jul 8, 2022 | Warranty Deed, Transfer KANSAS CITY TITLE |
| Dec 18, 2017 | Warranty Deed, Transfer · FHA Mortgage PRIME LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2022 · Amount on Record |
| Deed Sale | Jul 8, 2022 · Amount on Record |
| Prior Sale | Dec 18, 2017 |
| Deed Document Number | 202222476 |
| Deed Book / Page | 9403 / 41 |
| Prior Transfer Date | Sep 18, 2009 |
| Prior Transfer Doc | 0000035269 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 621 HARBORVIEW DR, SMITHVILLE, MO 64089-9604 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000007991 |
|---|---|
| Date | Feb 24, 2021 |
| Book Page | 8972/18 |
| Instrument | 2021007991 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Feb 1, 2048 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Jul 8, 2022 |
| Property Address | 621 HARBORVIEW DR, SMITHVILLE, MO 64089-9604 |
| Document Number | 0000022477 |
| Book / Page | 9403 / 42 |
| Instrument Date | Jun 22, 2022 |
| Instrument | 2022022477 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2022 |
| Title Company | KANSAS CITY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6640 SHADY OAK RD STE 400, 6640, EDEN PRAIRIE, MN 55344-7700 |
| Name | Verified Name |
|---|---|
| Address | 449 JADE CIR, VALLEJO, CA 94590-8190 |
| Document Number | 0000022478 |
|---|---|
| Date | Jul 8, 2022 |
| Instrument | 2022022478 |
| Name | OPERATING ENGINEERS LOCAL UNION #3 |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Jul 8, 2022 |
| Property Address | 621 HARBORVIEW DR, SMITHVILLE, MO 64089-9604 |
| Document Number | 0000022476 |
| Book / Page | 9403 / 41 |
| Instrument Date | Jun 14, 2022 |
| Instrument | 2022022476 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2022 |
| Title Company | KANSAS CITY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6640 SHADY OAK RD STE 400, 400, EDEN PRAIRIE, MN 55344-7700 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Dec 18, 2017 |
| Property Address | 621 HARBORVIEW DR, SMITHVILLE, MO 64089-9604 |
| Document Number | 0000042540 |
| Book / Page | 008109 / 000061 |
| Instrument Date | Dec 13, 2017 |
| Instrument | 42540 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | CONTINENTAL |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 621 HARBORVIEW DR SMITHVILLE MO 640899604, SMITHVILLE, MO 64089-9604 |
| Document Number | 42599 |
|---|---|
| Date | Dec 18, 2017 |
| Book Page | 008109/000120 |
| Instrument | 42599 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 17, 2047 |
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $65,720 (+11.3%) | $345,895 (+11.3%) | |
| 2024 | $4,263.00 (+4.56%) | ||
| 2023 | $4,077.00 (+34.69%) | $59,050 | $310,789 |
| 2019 | $3,027.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 33 (1981–2016) |
| Claims Outside the SFHA | 12 of 33 |
| Most Recent Claim | May 2016 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| United Fiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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