620 Grady Rd, Etowah, TN 37331 Property Records

McMinn County property record for 620 Grady Rd, Etowah, TN 37331

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,728 sqft · built 2018
Lot Size	12 acres (522,720 sqft)
Owner	Individual Name on File
Last Sale	$70,500 (Oct 2004)
Tax Bill	$2,001 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`054097O A 00300`

Property Details

APN / Parcel Number

Primary APN	`054097O A 00300`
Alternative APNs	`097O A 00300 00004097O` `097O A 00300`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	1,728 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	522,720 sqft (12 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	456 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	097O A 00300 00004097O
Street Address	620 GRADY RD
City	ETOWAH
State	TN
Zip	37331-1914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04 04 105D A 105D 02600 000, COUNTY AREA: I01
Jurisdiction	MCMINN TN
Township / Civil Division	4
Census Block Group	1
Census Block	1033
Census Tract	970602

Owner

620 Grady Rd is owned and occupied by an individual who bought it in October 2004.

Source: McMinn County records, as of February 4, 2026

Owner of Record	Individual Name on File
Mailing Address	620 GRADY RD, ETOWAH, TN 37331-1914
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2004 · Amount on File
Deed Sale	Oct 28, 2004 · Amount on File
Deed Document Number	000016V880
Deed Book / Page	16V / 880
Record Updated	Jun 8, 2026

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MCMINN TN
Recording Date	Oct 30, 2017
Property Address	620 GRADY RD, ETOWAH, TN 37331-1914
Book / Page	001129 / 000347
Instrument Date	Oct 26, 2017
Instrument	193180
Transaction Type	Construction Loan
Record Updated	Nov 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 GRADY RD ETOWAH TN 373311914, ETOWAH, TN 37331-1914

Mortgage

Document Number	1129347
Date	Oct 30, 2017
Book Page	001129/000347
Instrument	193180

Lender

Name	ATHENS FED'L CMNTY BK
Type	Bank
Address	ATHENS, TN 37303

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 620 Grady Rd was $2,001.

Source: McMinn County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	McMinn County
Municipality	Etowah City
Elementary School District	Etowah City School District (PK - 08)
Secondary School District	McMinn County School District in Etowah (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,001.00	$84,900 (-) Land $17,500 Building $67,400
2024	$2,001.00	$84,900 (-) Land $17,500 Building $67,400
2023	$2,001.00 (+12.42%)	$84,900 (+58.25%) Land $17,500 Building $67,400	$339,600 (+58.25%) Land $70,000 Building $269,600
2022	$1,780.00	$53,650 Land $10,200 Building $43,450	$214,600 Land $40,800 Building $173,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 620 Grady Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 Grady Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 62% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ETOWAH UTILITIES serves 12,851 people · EPA ID TN0000233
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20