McMinn County property record for 342 Grady Rd, Etowah, TN 37331
| Property Type | Duplex |
|---|---|
| Details | 2 ba · 1,740 sqft · built 1967 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Apr 2024) |
| Tax Bill | $1,013 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2025 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 054107B C 01100 |
| Primary APN | 054107B C 01100 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,740 sqft Living Area |
| 1st Floor Area | 900 sqft |
| Upper Floors Area | 840 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Duplex Single |
| Exterior Material | Concrete Block |
| Roof Type | Mansard |
| Roof Material | Composition Shingle |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 310 ft deep x 50 ft wide |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 456 sqft |
| Carport | Carport |
| Carport Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | Deck Area |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 342 GRADY RD |
|---|---|
| City | ETOWAH |
| State | TN |
| Zip | 37331-1902 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | DISTRICT: 04 04 105E B 105E 03600 000, COUNTY AREA: I01 |
| Legal Subdivision | CARL CARDEN |
| Legal Lot Number | SEE |
| Jurisdiction | MCMINN TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 970602 |
Source: McMinn County records, as of March 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 342 GRADY RD, ETOWAH, TN 37331-1902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Mar 12, 2026 | Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC |
| Mar 17, 2025 | Deed of Trust, Mortgage · VA Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Apr 18, 2024 | Warranty Deed, Transfer · VA Mortgage ORTGAGE RESEARCH CENTER LLC |
| Jun 20, 2022 | Warranty Deed, Transfer INDEPENDENT TITLE, INDEPENDENCE T&E SVCS INC |
| Jun 17, 2022 | Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Jun 28, 2022 | Affidavit of Death of Joint Tenant, Transfer INDEPENDENT TITLE, INDEPENDENCE T&E SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2024 · Amount on Record |
| Deed Sale | Apr 18, 2024 · Amount on Record |
| Prior Sale | May 29, 2001 · Amount on Record |
| Deed Document Number | 2024254588 |
| Deed Book / Page | 24C / 83 |
| Prior Transfer Date | Jun 8, 2022 |
| Prior Transfer Doc | 000023E471 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCMINN TN |
| Property Address | 342 GRADY RD, ETOWAH, TN 37331-1902 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1232 HIGHWAY 411 N, ETOWAH, TN 37331-5488 |
| Document Number | 0000004335 |
|---|---|
| Date | Mar 12, 2026 |
| Book Page | 4/335 |
| Instrument | 272400 |
| Name | SWIFT HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | 255 S OLD WOODWARD AVE STE 300, BIRMINGHAM, MI 48009 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCMINN TN |
| Property Address | 342 GRADY RD, ETOWAH, TN 37331-1902 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 342 GRADY RD, ETOWAH, TN 37331-1902 |
| Document Number | 0001372394 |
|---|---|
| Date | Mar 17, 2025 |
| Book Page | 1372/394 |
| Instrument | 262835 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1 BAXTER WAY STE 300, WESTLAKE VILLAGE, CA 91362 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCMINN TN |
| Recording Date | Apr 18, 2024 |
| Property Address | 342 GRADY RD, ETOWAH, TN 37331-1902 |
| Document Number | 0000024C83 |
| Book / Page | 24C / 83 |
| Map Reference | MB 2 PG 6 |
| Instrument Date | Apr 16, 2024 |
| Instrument | 254588 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2026 |
| Title Company | RELIANCE TITLE/TENNESSEE LLC, RELIANCE TITLE OF TN LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,017.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 342 GRADY RD, ETOWAH, TN 37331-1902 |
| Document Number | 0000254589 |
|---|---|
| Date | Apr 18, 2024 |
| Instrument | 254589 |
| Name | ORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCMINN TN |
| Recording Date | Jun 20, 2022 |
| Property Address | 342 GRADY RD, ETOWAH, TN 37331-1902 |
| Document Number | 000023E477 |
| Book / Page | 23E / 477 |
| Map Reference | MB 6 PG 6 |
| Instrument Date | Jun 13, 2022 |
| Instrument | 237417 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2026 |
| Title Company | INDEPENDENT TITLE, INDEPENDENCE T&E SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $296.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 342 GRADY RD, ETOWAH, TN 37331-1902 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCMINN TN |
| Recording Date | Jun 17, 2022 |
| Property Address | 342 GRADY RD, ETOWAH, TN 37331-1902 |
| Document Number | 000023E471 |
| Book / Page | 23E / 471 |
| Map Reference | MB 6 PG 6 |
| Instrument Date | Jun 8, 2022 |
| Instrument | 237410 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 342 GRADY RD, ETOWAH, TN 37331-1902 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | MCMINN TN |
| Recording Date | Jun 28, 2022 |
| Property Address | 342 GRADY RD, ETOWAH, TN 37331-1902 |
| Document Number | 000023E814 |
| Book / Page | 23E / 814 |
| Map Reference | MB 6 PG 6 |
| Instrument Date | May 31, 2022 |
| Instrument | 237735 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2026 |
| Title Company | INDEPENDENT TITLE, INDEPENDENCE T&E SVCS |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: McMinn County assessment roll, as of February 5, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | McMinn County |
| Municipality | Etowah City |
| Elementary School District | Etowah City School District (PK - 08) |
| Secondary School District | McMinn County School District in Etowah (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,013.00 | $43,000 (-) Land $2,575 Building $40,425 | |
| 2024 | $1,013.00 | $43,000 (-) Land $2,575 Building $40,425 | |
| 2023 | $1,013.00 (+50.97%) | $43,000 (+112.61%) Land $2,575 Building $40,425 | $172,000 (+112.61%) Land $10,300 Building $161,700 |
| 2022 | $671.00 | $20,225 Land $2,050 Building $18,175 | $80,900 Land $8,200 Building $72,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ETOWAH UTILITIES serves 12,851 people · EPA ID TN0000233 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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