McMinn County property record for 346 Grady Rd, Etowah, TN 37331
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,363 sqft · built 1955 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Oct 2021) |
| Tax Bill | $781 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage May 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 054107B C 01400 |
| Primary APN | 054107B C 01400 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,363 sqft Living Area |
| 1st Floor Area | 1,363 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,909 sqft (0.48 acres) |
| Lot Dimensions | 245 ft deep x 100 ft wide |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 300 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Deck Area | 140 sqft |
| Patio Area | 140 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 107B C 01400 00004107B |
|---|---|
| Street Address | 346 GRADY RD |
| City | ETOWAH |
| State | TN |
| Zip | 37331-1902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 04 04 105D B 105E 03900 000, COUNTY AREA: I01 |
| Legal Subdivision | CARL CARDEN |
| Legal Block | 105E |
| Legal Lot Number | 3-4 4 |
| Jurisdiction | MCMINN TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 970602 |
346 Grady Rd is owned and occupied by an individual who bought it in October 2021.
Source: McMinn County records, as of February 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 346 GRADY RD, ETOWAH, TN 37331-1902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| May 3, 2019 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2021 · Amount on File |
| Deed Sale | Oct 13, 2021 · Amount on File |
| Prior Sale | May 14, 2009 · Amount on File |
| Deed Document Number | 230008 |
| Deed Book / Page | 22W / 6 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCMINN TN |
| Recording Date | Oct 13, 2021 |
| Property Address | 346 GRADY RD, ETOWAH, TN 37331-1902 |
| Document Number | 00000022W6 |
| Book / Page | 22W / 6 |
| Map Reference | MB 2 PG 6 |
| Instrument Date | Oct 6, 2021 |
| Instrument | 230008 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2022 |
| Title Company | RADIANT TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $518.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 346 GRADY RD, ETOWAH, TN 37331-1902 |
| Document Number | 0000230009 |
|---|---|
| Date | Oct 13, 2021 |
| Instrument | 230009 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCMINN TN |
| Property Address | 346 GRADY RD, ETOWAH, TN 37331-1902 |
| Document Number | 1168535 |
| Instrument Date | May 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2019 |
| Title Company | DATA SEARCH INC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 346 GRADY RD ETOWAH TN 373311902, ETOWAH, TN 37331-1902 |
| Document Number | 1168535 |
|---|---|
| Date | May 22, 2019 |
| Book Page | 001168/000535 |
| Instrument | 206184 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 346 Grady Rd was $781.
Source: McMinn County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | McMinn County |
| Municipality | Etowah City |
| Elementary School District | Etowah City School District (PK - 08) |
| Secondary School District | McMinn County School District in Etowah (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $781.00 | $33,125 (-) Land $2,800 Building $30,325 | |
| 2024 | $781.00 (+2.09%) | $33,125 (+2.08%) Land $2,800 Building $30,325 | |
| 2023 | $765.00 (+20.09%) | $32,450 (+69.01%) Land $2,800 Building $29,650 | $132,500 (+72.53%) Land $11,200 Building $121,300 |
| 2022 | $637.00 | $19,200 Land $2,250 Building $16,950 | $76,800 Land $9,000 Building $67,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 346 Grady Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 346 Grady Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ETOWAH UTILITIES serves 12,851 people · EPA ID TN0000233 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures