620 E Main St, Epworth, IA 52045 Property Records

Dubuque County property record for 620 E Main St, Epworth, IA 52045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,332 sqft · built 2008
Lot Size	0.23 acres (10,032 sqft)
Owner	Owner Name on File
Last Sale	$145,900 (Aug 2009)
Tax Bill	$2,850 (2024)
Deeds & Mortgages	Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-12-301-033`

Property Details

APN / Parcel Number

Primary APN	`13-12-301-033`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,332 sqft Living Area
Basement Area	1,332 sqft
Finished Basement	550 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Architectural Style	Other
Exterior Material	Vinyl
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,032 sqft (0.23 acres)
Lot Dimensions	152 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	568 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	95 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	620 E MAIN ST
City	EPWORTH
State	IA
Zip	52045-9520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2-4 BLOCK 3 EPWORTH ACRES;
Legal Subdivision	EPWORTH ACRES
Legal Block	3
Legal Lot Number	2-4 3
Jurisdiction	DUBUQUE IA
Township / Civil Division	TAYLOR
Census Block Group	1
Census Block	1050
Census Tract	10202

Owner

The current owner of 620 E Main St bought it in August 2009.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	Owner Name on File
Mailing Address	620 E MAIN ST, EPWORTH, IA 52045-9520
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2009 · Amount on File
Deed Sale	Aug 3, 2009 · Amount on File
Deed Document Number	0000915432
Deed Book / Page	09 / 15432
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	620 E MAIN ST, EPWORTH, IA 52045-9520
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011264
Date	Sep 23, 2019
Instrument	2019-00011264

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 22, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Epworth City
Unified School District	Western Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$260,400 Land $32,000 Building $228,400	$260,400 Land $32,000 Building $228,400
2024	$2,850.00
2023		$238,900 (+17.18%) Land $32,000 Building $206,900	$238,900 Land $32,000 Building $206,900
2022	$2,960.00 Homeowner's exemption	$203,870 Land $31,980 Building $171,890
2021			$203,870 Land $31,980 Building $171,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 620 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPWORTH WATER SUPPLY serves 2,023 people · EPA ID IA3133033
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Maquoketa Valley Electric Cooperative Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Comelec Internet Services Fixed Wireless	250 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures